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Comparison of Deposit Account from IRON COUNTY COMMUNITY with 0.65% - May 2025

Long-Term Analysis of Horizon Bank with 4.25% APY and The First National Bank of Hebbronville with 0.60% APY and IRON COUNTY COMMUNITY with 0.65% APY and Security Bank & Trust Company with 1.48% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL MONEY MARKET

Horizon Bank

4.25%

$50,000

N.A.

Bank

N.A.

$25,000

SCENARIO

Year	Rate 4.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,125	1,488
2	52,125	2,215	1,551
3	54,340	2,309	1,617
4	56,650	2,408	1,685
5	59,057	2,510	1,757
6	61,567	2,617	1,832
7	64,184	2,728	1,909
8	66,912	2,844	1,991
9	69,756	2,965	2,075
10	72,720	3,091	2,163
11	75,811	3,222	2,255
12	79,033	3,359	2,351
13	82,392	3,502	2,451
14	85,893	3,650	2,555
15	89,544	3,806	2,664
16	93,349	3,967	2,777
17	97,317	4,136	2,895
18	101,453	4,312	3,018
19	105,764	4,495	3,146
20	110,259	4,686	3,280
	TOTAL	$64,945	$45,462

LOCAL CD

The First National Bank of Hebbronville

0.60%

$50,000

12 Month

Bank

1.09x (National Avg. - 0.55%)

$10,000

SCENARIO

Year	Rate 0.60%	Annual Interest	Annual Interest (After Tax)
1	50,000	300	210
2	50,300	302	211
3	50,602	304	213
4	50,905	305	214
5	51,211	307	215
6	51,518	309	216
7	51,827	311	218
8	52,138	313	219
9	52,451	315	220
10	52,766	317	222
11	53,082	318	223
12	53,401	320	224
13	53,721	322	226
14	54,044	324	227
15	54,368	326	228
16	54,694	328	230
17	55,022	330	231
18	55,352	332	232
19	55,684	334	234
20	56,019	336	235
	TOTAL	$6,355	$4,448

LOCAL CD

IRON COUNTY COMMUNITY

0.65%

$50,000

18 Month

Credit Union

1.12x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 0.65%	Annual Interest	Annual Interest (After Tax)
1	50,000	326	228
2	50,326	328	230
3	50,654	330	231
4	50,984	332	233
5	51,317	335	234
6	51,651	337	236
7	51,988	339	237
8	52,327	341	239
9	52,668	343	240
10	53,012	346	242
11	53,357	348	244
12	53,705	350	245
13	54,055	352	247
14	54,408	355	248
15	54,763	357	250
16	55,120	359	252
17	55,479	362	253
18	55,841	364	255
19	56,205	366	257
20	56,571	369	258
	TOTAL	$6,940	$4,858

LOCAL SAVINGS

Security Bank & Trust Company

1.48%

$50,000

N.A.

Bank

6.64x (National Avg. - 0.22%)

$100,000

SCENARIO

Year	Rate 1.48%	Annual Interest	Annual Interest (After Tax)
1	50,000	740	518
2	50,740	751	526
3	51,491	762	533
4	52,253	773	541
5	53,026	785	549
6	53,811	796	557
7	54,608	808	566
8	55,416	820	574
9	56,236	832	583
10	57,068	845	591
11	57,913	857	600
12	58,770	870	609
13	59,640	883	618
14	60,522	896	627
15	61,418	909	636
16	62,327	922	646
17	63,250	936	655
18	64,186	950	665
19	65,136	964	675
20	66,100	978	685
	TOTAL	$17,078	$11,954

All calculations are for demonstration purposes only.

Featured CD Rates

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Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
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Compare Savings vs. CDs Comparison of Deposit Account from IRON COUNTY COMMUNITY with 0.65% - May 2025

Long-Term Analysis of Horizon Bank with 4.25% APY and The First National Bank of Hebbronville with 0.60% APY and IRON COUNTY COMMUNITY with 0.65% APY and Security Bank & Trust Company with 1.48% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from IRON COUNTY COMMUNITY with 0.65% - May 2025