Compare Savings vs. CDs
Comparison of Deposit Account from Jackson County Bank with 0.10% - August 2025


Long-Term Analysis of First National Bank of Decatur County with 1.00% APY and Stock Yards Bank & Trust Company with 0.25% APY and Commercial State Bank with 0.20% APY and West Central Georgia Bank with 0.40% APY and The Peoples Bank of Georgia with 0.25% APY and Ireland Bank with 0.56% APY and Milledgeville State Bank with 0.55% APY and Jackson County Bank with 0.10% APY and The Farmers Bank, Frankfort, Indiana with 0.55% APY and First Financial Bank, National Association with 0.45% APY and Farmers National Bank with 0.65% APY and Ford County State Bank with 0.75% APY and Country Bank for Savings with 3.82% APY and Winter Hill Bank, FSB with 0.90% APY and The Commercial Bank with 0.50% APY and Merchants & Marine Bank with 0.10% APY and MEMBERS HERITAGE with 0.05% APY and Commercial State Bank with 4.00% APY and Premier Bank with 0.40% APY and Shinhan Bank America with 0.70% APY and The Huntington National Bank with 3.05% APY and The City National Bank and Trust Company of Lawton, Oklahoma with 0.50% APY and Bank 7 with 1.01% APY and Arvest Bank with 3.55% APY and Countybank with 0.92% APY and Southwestern National Bank with 0.83% APY and Community Bank, National Association with 0.30% APY and Westbury Bank with 0.25% APY and Pinnacle Bank - Wyoming with 0.70% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    1.00%
    -
    $50,000
    60 Month
    Bank
    1.09x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    1.00%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 500 350
    2 50,500 505 354
    3 51,005 510 357
    4 51,515 515 361
    5 52,030 520 364
    6 52,551 526 368
    7 53,076 531 372
    8 53,607 536 375
    9 54,143 541 379
    10 54,684 547 383
    11 55,231 552 387
    12 55,783 558 390
    13 56,341 563 394
    14 56,905 569 398
    15 57,474 575 402
    16 58,048 580 406
    17 58,629 586 410
    18 59,215 592 415
    19 59,807 598 419
    20 60,405 604 423
    TOTAL $11,010 $7,707
  • 2
    LOCAL CD
    0.25%
    -
    $50,000
    6 Month
    Bank
    0.61x (National Avg. - 0.41%)
    $500
     
    SCENARIO
    Year Rate
    0.25%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792
  • 3
    LOCAL MONEY MARKET
    0.20%
    -
    $50,000
    N.A.
    Bank
    0.49x (National Avg. - 0.41%)
    $2,500
     
    SCENARIO
    Year Rate
    0.20%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 4
    LOCAL CD
    0.40%
    -
    $50,000
    36 Month
    Bank
    0.53x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    0.40%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909
  • 5
    LOCAL CD
    0.25%
    -
    $50,000
    24 Month
    Bank
    0.38x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.25%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792
  • 6
    LOCAL CD
    0.56%
    -
    $50,000
    36 Month
    Bank
    0.74x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.56%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 280 196
    2 50,280 282 197
    3 50,562 283 198
    4 50,845 285 199
    5 51,129 286 200
    6 51,416 288 202
    7 51,704 290 203
    8 51,993 291 204
    9 52,284 293 205
    10 52,577 294 206
    11 52,872 296 207
    12 53,168 298 208
    13 53,465 299 210
    14 53,765 301 211
    15 54,066 303 212
    16 54,369 304 213
    17 54,673 306 214
    18 54,979 308 216
    19 55,287 310 217
    20 55,597 311 218
    TOTAL $5,908 $4,136
  • 7
    LOCAL CD
    0.55%
    -
    $50,000
    30 Month
    Bank
    N.A.
    $10,000
     
    SCENARIO
    Year Rate
    0.55%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 275 193
    2 50,275 277 194
    3 50,552 278 195
    4 50,830 280 196
    5 51,109 281 197
    6 51,390 283 198
    7 51,673 284 199
    8 51,957 286 200
    9 52,243 287 201
    10 52,530 289 202
    11 52,819 291 203
    12 53,110 292 204
    13 53,402 294 206
    14 53,695 295 207
    15 53,991 297 208
    16 54,288 299 209
    17 54,586 300 210
    18 54,886 302 211
    19 55,188 304 212
    20 55,492 305 214
    TOTAL $5,797 $4,058
  • 8
    LOCAL CD
    0.10%
    -
    $50,000
    6 Month
    Bank
    0.24x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.10%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 9
    LOCAL CD
    0.55%
    -
    $50,000
    36 Month
    Bank
    0.73x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.55%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 275 193
    2 50,275 277 194
    3 50,552 278 195
    4 50,830 280 196
    5 51,109 281 197
    6 51,390 283 198
    7 51,673 284 199
    8 51,957 286 200
    9 52,243 287 201
    10 52,530 289 202
    11 52,819 291 203
    12 53,110 292 204
    13 53,402 294 206
    14 53,695 295 207
    15 53,991 297 208
    16 54,288 299 209
    17 54,586 300 210
    18 54,886 302 211
    19 55,188 304 212
    20 55,492 305 214
    TOTAL $5,797 $4,058
  • 10
    LOCAL CD
    0.45%
    -
    $50,000
    60 Month
    Bank
    0.49x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    0.45%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 225 158
    2 50,225 226 158
    3 50,451 227 159
    4 50,678 228 160
    5 50,906 229 160
    6 51,135 230 161
    7 51,365 231 162
    8 51,596 232 163
    9 51,829 233 163
    10 52,062 234 164
    11 52,296 235 165
    12 52,531 236 165
    13 52,768 237 166
    14 53,005 239 167
    15 53,244 240 168
    16 53,483 241 168
    17 53,724 242 169
    18 53,966 243 170
    19 54,209 244 171
    20 54,453 245 172
    TOTAL $4,698 $3,288
  • 11
    LOCAL CD
    0.65%
    -
    $50,000
    24 Month
    Bank
    0.98x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.65%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 325 228
    2 50,325 327 229
    3 50,652 329 230
    4 50,981 331 232
    5 51,313 334 233
    6 51,646 336 235
    7 51,982 338 237
    8 52,320 340 238
    9 52,660 342 240
    10 53,002 345 241
    11 53,347 347 243
    12 53,693 349 244
    13 54,042 351 246
    14 54,394 354 247
    15 54,747 356 249
    16 55,103 358 251
    17 55,461 360 252
    18 55,822 363 254
    19 56,185 365 256
    20 56,550 368 257
    TOTAL $6,917 $4,842
  • 12
    LOCAL CD
    0.75%
    -
    $50,000
    6 Month
    Bank
    1.83x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.75%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641
  • 13
    LOCAL CD
    3.82%
    -
    $50,000
    36 Month
    Bank
    5.07x (National Avg. - 0.75%)
    $500
     
    SCENARIO
    Year Rate
    3.82%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,910 1,337
    2 51,910 1,983 1,388
    3 53,893 2,059 1,441
    4 55,952 2,137 1,496
    5 58,089 2,219 1,553
    6 60,308 2,304 1,613
    7 62,612 2,392 1,674
    8 65,004 2,483 1,738
    9 67,487 2,578 1,805
    10 70,065 2,676 1,874
    11 72,741 2,779 1,945
    12 75,520 2,885 2,019
    13 78,405 2,995 2,097
    14 81,400 3,109 2,177
    15 84,509 3,228 2,260
    16 87,738 3,352 2,346
    17 91,089 3,480 2,436
    18 94,569 3,613 2,529
    19 98,181 3,751 2,625
    20 101,932 3,894 2,726
    TOTAL $55,826 $39,078
  • 14
    LOCAL CD
    0.90%
    -
    $50,000
    60 Month
    Bank
    0.98x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    0.90%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 450 315
    2 50,450 454 318
    3 50,904 458 321
    4 51,362 462 324
    5 51,824 466 326
    6 52,291 471 329
    7 52,761 475 332
    8 53,236 479 335
    9 53,715 483 338
    10 54,199 488 341
    11 54,687 492 345
    12 55,179 497 348
    13 55,675 501 351
    14 56,177 506 354
    15 56,682 510 357
    16 57,192 515 360
    17 57,707 519 364
    18 58,226 524 367
    19 58,750 529 370
    20 59,279 534 373
    TOTAL $9,813 $6,869
  • 15
    LOCAL CD
    0.50%
    -
    $50,000
    48 Month
    Bank
    0.61x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.50%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 16
    LOCAL CD
    0.10%
    -
    $50,000
    6 Month
    Bank
    0.24x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.10%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 17
    LOCAL SAVINGS
    0.05%
    -
    $50,000
    N.A.
    Credit Union
    0.22x (National Avg. - 0.23%)
    $2,500
     
    SCENARIO
    Year Rate
    0.05%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 25 18
    2 50,025 25 18
    3 50,050 25 18
    4 50,075 25 18
    5 50,100 25 18
    6 50,125 25 18
    7 50,150 25 18
    8 50,175 25 18
    9 50,200 25 18
    10 50,225 25 18
    11 50,251 25 18
    12 50,276 25 18
    13 50,301 25 18
    14 50,326 25 18
    15 50,351 25 18
    16 50,376 25 18
    17 50,402 25 18
    18 50,427 25 18
    19 50,452 25 18
    20 50,477 25 18
    TOTAL $502 $352
  • 18
    LOCAL CD
    4.00%
    -
    $50,000
    36 Month
    Bank
    5.31x (National Avg. - 0.75%)
    $1,000
     
    SCENARIO
    Year Rate
    4.00%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689
  • 19
    LOCAL CD
    0.40%
    -
    $50,000
    12 Month
    Bank
    0.72x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.40%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909
  • 20
    LOCAL CD
    0.70%
    -
    $50,000
    12 Month
    Bank
    1.27x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.70%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 350 245
    2 50,350 352 247
    3 50,702 355 248
    4 51,057 357 250
    5 51,415 360 252
    6 51,775 362 254
    7 52,137 365 255
    8 52,502 368 257
    9 52,870 370 259
    10 53,240 373 261
    11 53,612 375 263
    12 53,988 378 265
    13 54,366 381 266
    14 54,746 383 268
    15 55,129 386 270
    16 55,515 389 272
    17 55,904 391 274
    18 56,295 394 276
    19 56,689 397 278
    20 57,086 400 280
    TOTAL $7,486 $5,240
  • 21
    LOCAL CD
    3.05%
    -
    $50,000
    9 Month
    Bank
    N.A.
    $1,000
     
    SCENARIO
    Year Rate
    3.05%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,525 1,068
    2 51,525 1,572 1,100
    3 53,097 1,619 1,134
    4 54,716 1,669 1,168
    5 56,385 1,720 1,204
    6 58,105 1,772 1,241
    7 59,877 1,826 1,278
    8 61,703 1,882 1,317
    9 63,585 1,939 1,358
    10 65,524 1,998 1,399
    11 67,523 2,059 1,442
    12 69,582 2,122 1,486
    13 71,704 2,187 1,531
    14 73,891 2,254 1,578
    15 76,145 2,322 1,626
    16 78,468 2,393 1,675
    17 80,861 2,466 1,726
    18 83,327 2,541 1,779
    19 85,869 2,619 1,833
    20 88,488 2,699 1,889
    TOTAL $41,186 $28,830
  • 22
    LOCAL CD
    0.50%
    -
    $50,000
    6 Month
    Bank
    1.22x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.50%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 23
    LOCAL CD
    1.01%
    -
    $50,000
    24 Month
    Bank
    1.52x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    1.01%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 503 352
    2 50,503 508 355
    3 51,010 513 359
    4 51,523 518 362
    5 52,041 523 366
    6 52,564 528 370
    7 53,092 534 374
    8 53,625 539 377
    9 54,164 544 381
    10 54,709 550 385
    11 55,258 555 389
    12 55,814 561 393
    13 56,375 567 397
    14 56,941 572 401
    15 57,514 578 405
    16 58,092 584 409
    17 58,675 590 413
    18 59,265 596 417
    19 59,861 602 421
    20 60,462 608 425
    TOTAL $11,070 $7,749
  • 24
    LOCAL CD
    3.55%
    -
    $50,000
    24 Month
    Bank
    5.38x (National Avg. - 0.66%)
    $95,000
     
    SCENARIO
    Year Rate
    3.55%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,775 1,243
    2 51,775 1,838 1,287
    3 53,613 1,903 1,332
    4 55,516 1,971 1,380
    5 57,487 2,041 1,429
    6 59,528 2,113 1,479
    7 61,641 2,188 1,532
    8 63,829 2,266 1,586
    9 66,095 2,346 1,642
    10 68,442 2,430 1,701
    11 70,871 2,516 1,761
    12 73,387 2,605 1,824
    13 75,993 2,698 1,888
    14 78,690 2,794 1,955
    15 81,484 2,893 2,025
    16 84,377 2,995 2,097
    17 87,372 3,102 2,171
    18 90,474 3,212 2,248
    19 93,685 3,326 2,328
    20 97,011 3,444 2,411
    TOTAL $50,455 $35,319
  • 25
    LOCAL CD
    0.92%
    -
    $50,000
    60 Month
    Bank
    1.00x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    0.92%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 460 322
    2 50,460 464 325
    3 50,924 469 328
    4 51,393 473 331
    5 51,866 477 334
    6 52,343 482 337
    7 52,824 486 340
    8 53,310 490 343
    9 53,801 495 346
    10 54,296 500 350
    11 54,795 504 353
    12 55,299 509 356
    13 55,808 513 359
    14 56,321 518 363
    15 56,840 523 366
    16 57,363 528 369
    17 57,890 533 373
    18 58,423 537 376
    19 58,960 542 380
    20 59,503 547 383
    TOTAL $10,050 $7,035
  • 26
    LOCAL CD
    0.83%
    -
    $50,000
    36 Month
    Bank
    1.09x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.83%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 413 289
    2 50,413 416 291
    3 50,828 419 294
    4 51,248 423 296
    5 51,671 426 298
    6 52,097 430 301
    7 52,527 433 303
    8 52,960 437 306
    9 53,397 441 308
    10 53,837 444 311
    11 54,282 448 313
    12 54,729 452 316
    13 55,181 455 319
    14 55,636 459 321
    15 56,095 463 324
    16 56,558 467 327
    17 57,025 470 329
    18 57,495 474 332
    19 57,969 478 335
    20 58,448 482 338
    TOTAL $8,930 $6,251
  • 27
    LOCAL CD
    0.30%
    -
    $50,000
    60 Month
    Bank
    0.33x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    0.30%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 150 105
    2 50,150 150 105
    3 50,300 151 106
    4 50,451 151 106
    5 50,603 152 106
    6 50,755 152 107
    7 50,907 153 107
    8 51,059 153 107
    9 51,213 154 108
    10 51,366 154 108
    11 51,520 155 108
    12 51,675 155 109
    13 51,830 155 109
    14 51,985 156 109
    15 52,141 156 109
    16 52,298 157 110
    17 52,455 157 110
    18 52,612 158 110
    19 52,770 158 111
    20 52,928 159 111
    TOTAL $3,087 $2,161
  • 28
    LOCAL CD
    0.25%
    -
    $50,000
    6 Month
    Bank
    0.61x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.25%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792
  • 29
    LOCAL CD
    0.70%
    -
    $50,000
    60 Month
    Bank
    0.76x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    0.70%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 351 245
    2 50,351 353 247
    3 50,703 355 249
    4 51,059 358 251
    5 51,417 360 252
    6 51,777 363 254
    7 52,140 366 256
    8 52,506 368 258
    9 52,874 371 259
    10 53,244 373 261
    11 53,618 376 263
    12 53,994 378 265
    13 54,372 381 267
    14 54,753 384 269
    15 55,137 387 271
    16 55,523 389 272
    17 55,913 392 274
    18 56,305 395 276
    19 56,699 397 278
    20 57,097 400 280
    TOTAL $7,497 $5,248

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↑0.20% on April 9.

    Last change: ↑0.26% on April 9.
    Early Withdrawal Penalty is 6 months interest.

    Last change: ↑0.10% on July 13.