This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.85% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,925 | 1,348 |
| 2 | 51,925 | 1,999 | 1,399 |
| 3 | 53,924 | 2,076 | 1,453 |
| 4 | 56,000 | 2,156 | 1,509 |
| 5 | 58,156 | 2,239 | 1,567 |
| 6 | 60,395 | 2,325 | 1,628 |
| 7 | 62,720 | 2,415 | 1,690 |
| 8 | 65,135 | 2,508 | 1,755 |
| 9 | 67,643 | 2,604 | 1,823 |
| 10 | 70,247 | 2,705 | 1,893 |
| 11 | 72,952 | 2,809 | 1,966 |
| 12 | 75,760 | 2,917 | 2,042 |
| 13 | 78,677 | 3,029 | 2,120 |
| 14 | 81,706 | 3,146 | 2,202 |
| 15 | 84,852 | 3,267 | 2,287 |
| 16 | 88,119 | 3,393 | 2,375 |
| 17 | 91,511 | 3,523 | 2,466 |
| 18 | 95,034 | 3,659 | 2,561 |
| 19 | 98,693 | 3,800 | 2,660 |
| 20 | 102,493 | 3,946 | 2,762 |
| TOTAL | $56,439 | $39,507 |
| Year | Rate 3.05% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,525 | 1,068 |
| 2 | 51,525 | 1,572 | 1,100 |
| 3 | 53,097 | 1,619 | 1,134 |
| 4 | 54,716 | 1,669 | 1,168 |
| 5 | 56,385 | 1,720 | 1,204 |
| 6 | 58,105 | 1,772 | 1,241 |
| 7 | 59,877 | 1,826 | 1,278 |
| 8 | 61,703 | 1,882 | 1,317 |
| 9 | 63,585 | 1,939 | 1,358 |
| 10 | 65,524 | 1,998 | 1,399 |
| 11 | 67,523 | 2,059 | 1,442 |
| 12 | 69,582 | 2,122 | 1,486 |
| 13 | 71,704 | 2,187 | 1,531 |
| 14 | 73,891 | 2,254 | 1,578 |
| 15 | 76,145 | 2,322 | 1,626 |
| 16 | 78,468 | 2,393 | 1,675 |
| 17 | 80,861 | 2,466 | 1,726 |
| 18 | 83,327 | 2,541 | 1,779 |
| 19 | 85,869 | 2,619 | 1,833 |
| 20 | 88,488 | 2,699 | 1,889 |
| TOTAL | $41,186 | $28,830 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
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Last change: ↓0.16% on September 18. |
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|
4.25% |
$25,000 |
Learn More | |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
4.15% |
$500 |
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|
|
4.15% |
$1,000 |
Learn More | |
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Last change: ↓0.15% on October 13. |
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