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Comparison of Deposit Account from JORDAN with 0.50% - June 2025


Long-Term Analysis of TOGETHER with 1.20% APY and PARK COMMUNITY CREDIT UNION, INC. with 2.30% APY and BREWER with 0.30% APY and Mercantile Bank with 3.65% APY and First Bank with 0.75% APY and First Bank with 0.70% APY and Adirondack Bank with 0.01% APY and Synovus Bank with 0.10% APY and WHITE SANDS with 1.46% APY and JORDAN with 0.50% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    TOGETHER
    1.20%
    -
    $50,000
    60 Month
    Credit Union
    1.30x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    1.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 600 420
    2 50,600 607 425
    3 51,207 614 430
    4 51,822 622 435
    5 52,444 629 441
    6 53,073 637 446
    7 53,710 645 451
    8 54,354 652 457
    9 55,007 660 462
    10 55,667 668 468
    11 56,335 676 473
    12 57,011 684 479
    13 57,695 692 485
    14 58,387 701 490
    15 59,088 709 496
    16 59,797 718 502
    17 60,514 726 508
    18 61,240 735 514
    19 61,975 744 521
    20 62,719 753 527
    TOTAL $13,472 $9,430
  • 2
    LOCAL CD
    PARK COMMUNITY CREDIT UNION, INC.
    2.30%
    -
    $50,000
    24 Month
    Credit Union
    3.48x (National Avg. - 0.66%)
    $500
     
    SCENARIO
    Year Rate
    2.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,150 805
    2 51,150 1,176 824
    3 52,326 1,204 842
    4 53,530 1,231 862
    5 54,761 1,260 882
    6 56,021 1,288 902
    7 57,309 1,318 923
    8 58,627 1,348 944
    9 59,976 1,379 966
    10 61,355 1,411 988
    11 62,766 1,444 1,011
    12 64,210 1,477 1,034
    13 65,687 1,511 1,058
    14 67,198 1,546 1,082
    15 68,743 1,581 1,107
    16 70,324 1,617 1,132
    17 71,942 1,655 1,158
    18 73,596 1,693 1,185
    19 75,289 1,732 1,212
    20 77,021 1,771 1,240
    TOTAL $28,792 $20,154
  • 3
    LOCAL MONEY MARKET
    BREWER
    0.30%
    -
    $50,000
    N.A.
    Credit Union
    0.45x (National Avg. - 0.66%)
    $2,500
     
    SCENARIO
    Year Rate
    0.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 150 105
    2 50,150 150 105
    3 50,300 151 106
    4 50,451 151 106
    5 50,603 152 106
    6 50,755 152 107
    7 50,907 153 107
    8 51,059 153 107
    9 51,213 154 108
    10 51,366 154 108
    11 51,520 155 108
    12 51,675 155 109
    13 51,830 155 109
    14 51,985 156 109
    15 52,141 156 109
    16 52,298 157 110
    17 52,455 157 110
    18 52,612 158 110
    19 52,770 158 111
    20 52,928 159 111
    TOTAL $3,087 $2,161
  • 4
    LOCAL CD
    Mercantile Bank
    3.65%
    -
    $50,000
    36 Month
    Bank
    4.84x (National Avg. - 0.75%)
    $500
     
    SCENARIO
    Year Rate
    3.65%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,825 1,278
    2 51,825 1,892 1,324
    3 53,717 1,961 1,372
    4 55,677 2,032 1,423
    5 57,709 2,106 1,474
    6 59,816 2,183 1,528
    7 61,999 2,263 1,584
    8 64,262 2,346 1,642
    9 66,608 2,431 1,702
    10 69,039 2,520 1,764
    11 71,559 2,612 1,828
    12 74,171 2,707 1,895
    13 76,878 2,806 1,964
    14 79,684 2,908 2,036
    15 82,592 3,015 2,110
    16 85,607 3,125 2,187
    17 88,732 3,239 2,267
    18 91,970 3,357 2,350
    19 95,327 3,479 2,436
    20 98,807 3,606 2,525
    TOTAL $52,413 $36,689
  • 5
    LOCAL CD
    First Bank
    0.75%
    -
    $50,000
    48 Month
    Bank
    0.92x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641
  • 6
    LOCAL CD
    First Bank
    0.70%
    -
    $50,000
    60 Month
    Bank
    0.76x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    0.70%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 351 246
    2 50,351 353 247
    3 50,704 356 249
    4 51,060 358 251
    5 51,419 361 253
    6 51,780 363 254
    7 52,143 366 256
    8 52,509 369 258
    9 52,878 371 260
    10 53,249 374 262
    11 53,623 376 264
    12 53,999 379 265
    13 54,378 382 267
    14 54,760 384 269
    15 55,145 387 271
    16 55,532 390 273
    17 55,922 393 275
    18 56,314 395 277
    19 56,709 398 279
    20 57,108 401 281
    TOTAL $7,508 $5,256
  • 7
    LOCAL SAVINGS
    Adirondack Bank
    0.01%
    -
    $50,000
    N.A.
    Bank
    0.04x (National Avg. - 0.23%)
    $0
     
    SCENARIO
    Year Rate
    0.01%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 5 4
    2 50,005 5 4
    3 50,010 5 4
    4 50,015 5 4
    5 50,020 5 4
    6 50,025 5 4
    7 50,030 5 4
    8 50,035 5 4
    9 50,040 5 4
    10 50,045 5 4
    11 50,050 5 4
    12 50,055 5 4
    13 50,060 5 4
    14 50,065 5 4
    15 50,070 5 4
    16 50,075 5 4
    17 50,080 5 4
    18 50,085 5 4
    19 50,090 5 4
    20 50,095 5 4
    TOTAL $100 $70
  • 8
    LOCAL CD
    Synovus Bank
    0.10%
    -
    $50,000
    6 Month
    Bank
    0.24x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 9
    LOCAL CD
    WHITE SANDS
    1.46%
    -
    $50,000
    60 Month
    Credit Union
    1.59x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    1.46%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 730 511
    2 50,730 741 518
    3 51,471 751 526
    4 52,222 762 534
    5 52,985 774 542
    6 53,758 785 549
    7 54,543 796 557
    8 55,339 808 566
    9 56,147 820 574
    10 56,967 832 582
    11 57,799 844 591
    12 58,643 856 599
    13 59,499 869 608
    14 60,367 881 617
    15 61,249 894 626
    16 62,143 907 635
    17 63,050 921 644
    18 63,971 934 654
    19 64,905 948 663
    20 65,853 961 673
    TOTAL $16,814 $11,770
  • 10
    LOCAL CD
    JORDAN
    0.50%
    -
    $50,000
    12 Month
    Credit Union
    0.91x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↑0.20% on April 9.

    Last change: ↑0.34% on May 27.
    Warning: Early Withdrawal Penalty is 180 days interest.

    Last change: ↑0.26% on April 9.
    Early Withdrawal Penalty is 6 months interest.

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