This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.45% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,725 | 1,908 |
| 2 | 52,725 | 2,874 | 2,011 |
| 3 | 55,599 | 3,030 | 2,121 |
| 4 | 58,629 | 3,195 | 2,237 |
| 5 | 61,824 | 3,369 | 2,359 |
| 6 | 65,193 | 3,553 | 2,487 |
| 7 | 68,746 | 3,747 | 2,623 |
| 8 | 72,493 | 3,951 | 2,766 |
| 9 | 76,444 | 4,166 | 2,916 |
| 10 | 80,610 | 4,393 | 3,075 |
| 11 | 85,003 | 4,633 | 3,243 |
| 12 | 89,636 | 4,885 | 3,420 |
| 13 | 94,521 | 5,151 | 3,606 |
| 14 | 99,673 | 5,432 | 3,803 |
| 15 | 105,105 | 5,728 | 4,010 |
| 16 | 110,833 | 6,040 | 4,228 |
| 17 | 116,873 | 6,370 | 4,459 |
| 18 | 123,243 | 6,717 | 4,702 |
| 19 | 129,960 | 7,083 | 4,958 |
| 20 | 137,042 | 7,469 | 5,228 |
| TOTAL | $94,511 | $66,158 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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