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Comparison of Deposit Account from Landmark Bank with 1.32% - October 2025

Long-Term Analysis of St. Landry Bank and Trust Company with 0.90% APY and St. Landry Bank and Trust Company with 0.55% APY and Landmark Bank with 1.32% APY and Lincoln FSB of Nebraska with 0.45% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

St. Landry Bank and Trust Company

0.90%

$50,000

24 Month

Bank

1.37x (National Avg. - 0.66%)

$100,000

SCENARIO

Year	Rate 0.90%	Annual Interest	Annual Interest (After Tax)
1	50,000	450	315
2	50,450	454	318
3	50,904	458	321
4	51,362	462	324
5	51,824	466	326
6	52,291	471	329
7	52,761	475	332
8	53,236	479	335
9	53,715	483	338
10	54,199	488	341
11	54,687	492	345
12	55,179	497	348
13	55,675	501	351
14	56,177	506	354
15	56,682	510	357
16	57,192	515	360
17	57,707	519	364
18	58,226	524	367
19	58,750	529	370
20	59,279	534	373
	TOTAL	$9,813	$6,869

LOCAL CD

St. Landry Bank and Trust Company

0.55%

$50,000

6 Month

Bank

1.35x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 0.55%	Annual Interest	Annual Interest (After Tax)
1	50,000	275	193
2	50,275	277	194
3	50,552	278	195
4	50,830	280	196
5	51,109	281	197
6	51,390	283	198
7	51,673	284	199
8	51,957	286	200
9	52,243	287	201
10	52,530	289	202
11	52,819	291	203
12	53,110	292	204
13	53,402	294	206
14	53,695	295	207
15	53,991	297	208
16	54,288	299	209
17	54,586	300	210
18	54,886	302	211
19	55,188	304	212
20	55,492	305	214
	TOTAL	$5,797	$4,058

LOCAL CD

Landmark Bank

1.32%

$50,000

60 Month

Bank

1.43x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 1.32%	Annual Interest	Annual Interest (After Tax)
1	50,000	660	462
2	50,660	669	468
3	51,329	678	474
4	52,006	686	481
5	52,693	696	487
6	53,388	705	493
7	54,093	714	500
8	54,807	723	506
9	55,530	733	513
10	56,263	743	520
11	57,006	752	527
12	57,759	762	534
13	58,521	772	541
14	59,294	783	548
15	60,076	793	555
16	60,869	803	562
17	61,673	814	570
18	62,487	825	577
19	63,312	836	585
20	64,147	847	593
	TOTAL	$14,994	$10,496

LOCAL CD

Lincoln FSB of Nebraska

0.45%

$50,000

6 Month

Bank

1.11x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 0.45%	Annual Interest	Annual Interest (After Tax)
1	50,000	225	158
2	50,225	226	158
3	50,451	227	159
4	50,678	228	160
5	50,906	229	160
6	51,135	230	161
7	51,365	231	162
8	51,596	232	163
9	51,829	233	163
10	52,062	234	164
11	52,296	235	165
12	52,531	236	165
13	52,768	237	166
14	53,005	239	167
15	53,244	240	168
16	53,483	241	168
17	53,724	242	169
18	53,966	243	170
19	54,209	244	171
20	54,453	245	172
	TOTAL	$4,698	$3,288

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Ivy Bank, a division of Cambridge Savings Bank	4.35%	$1,000	Learn More
Last change: ↑2.35% on September 16.
Climate First Bank	4.34%	$500	Learn More
Last change: ↑1.66% on April 4.
Climate First Bank	4.34%	$500	Learn More
Last change: ↑0.66% on February 4. No Penalty CD.
Finworth, a division of InsBank	4.30%	$50,000	Learn More
Last change: ↓0.15% on September 23.
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18. 3 Month CD.

Compare Savings vs. CDs Comparison of Deposit Account from Landmark Bank with 1.32% - October 2025

Long-Term Analysis of St. Landry Bank and Trust Company with 0.90% APY and St. Landry Bank and Trust Company with 0.55% APY and Landmark Bank with 1.32% APY and Lincoln FSB of Nebraska with 0.45% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Landmark Bank with 1.32% - October 2025