Compare Savings vs. CDs
Comparison of Deposit Account from LBS FINANCIAL with 1.01%
- October 2026
Long-Term Analysis of Bank 7 with 0.10% APY and LBS FINANCIAL with 1.01% APY and Marathon Bank with 0.10% APY and MCS Bank with 3.03% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL MONEY MARKET0.10%-$50,000N.A.BankN.A.$10,000SCENARIO
Year Rate
0.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 50 35 2 50,050 50 35 3 50,100 50 35 4 50,150 50 35 5 50,200 50 35 6 50,251 50 35 7 50,301 50 35 8 50,351 50 35 9 50,401 50 35 10 50,452 50 35 11 50,502 51 35 12 50,553 51 35 13 50,603 51 35 14 50,654 51 35 15 50,705 51 35 16 50,755 51 36 17 50,806 51 36 18 50,857 51 36 19 50,908 51 36 20 50,959 51 36 TOTAL $1,010 $707 - 2LOCAL CD1.01%-$50,00060 MonthCredit Union1.09x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
1.01%Annual
InterestAnnual Interest
(After Tax)1 50,000 505 354 2 50,505 510 357 3 51,015 515 361 4 51,530 520 364 5 52,051 526 368 6 52,577 531 372 7 53,108 536 375 8 53,644 542 379 9 54,186 547 383 10 54,733 553 387 11 55,286 558 391 12 55,844 564 395 13 56,408 570 399 14 56,978 575 403 15 57,553 581 407 16 58,135 587 411 17 58,722 593 415 18 59,315 599 419 19 59,914 605 424 20 60,519 611 428 TOTAL $11,130 $7,791 - 3LOCAL SAVINGS0.10%-$50,000N.A.Bank0.43x (National Avg. - 0.23%)$2,500SCENARIO
Year Rate
0.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 50 35 2 50,050 50 35 3 50,100 50 35 4 50,150 50 35 5 50,200 50 35 6 50,251 50 35 7 50,301 50 35 8 50,351 50 35 9 50,401 50 35 10 50,452 50 35 11 50,502 51 35 12 50,553 51 35 13 50,603 51 35 14 50,654 51 35 15 50,705 51 35 16 50,755 51 36 17 50,806 51 36 18 50,857 51 36 19 50,908 51 36 20 50,959 51 36 TOTAL $1,010 $707 - 4LOCAL CD3.03%-$50,00061 MonthBankN.A.$1,000SCENARIO
Year Rate
3.03%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,515 1,061 2 51,515 1,561 1,093 3 53,076 1,608 1,126 4 54,684 1,657 1,160 5 56,341 1,707 1,195 6 58,048 1,759 1,231 7 59,807 1,812 1,269 8 61,619 1,867 1,307 9 63,486 1,924 1,347 10 65,410 1,982 1,387 11 67,392 2,042 1,429 12 69,434 2,104 1,473 13 71,538 2,168 1,517 14 73,705 2,233 1,563 15 75,938 2,301 1,611 16 78,239 2,371 1,659 17 80,610 2,442 1,710 18 83,053 2,516 1,762 19 85,569 2,593 1,815 20 88,162 2,671 1,870 TOTAL $40,833 $28,583
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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