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Comparison of Deposit Account from Ledyard National Bank with 0.25% - December 2025


Long-Term Analysis of The Bank of Missouri with 3.21% APY and The Bank of Missouri with 3.08% APY and The Bank of Missouri with 3.18% APY and Ledyard National Bank with 0.25% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    The Bank of Missouri
    3.21%
    -
    $50,000
    24 Month
    Bank
    4.86x (National Avg. - 0.66%)
    $500
     
    SCENARIO
    Year Rate
    3.21%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,605 1,124
    2 51,605 1,657 1,160
    3 53,262 1,710 1,197
    4 54,971 1,765 1,235
    5 56,736 1,821 1,275
    6 58,557 1,880 1,316
    7 60,437 1,940 1,358
    8 62,377 2,002 1,402
    9 64,379 2,067 1,447
    10 66,446 2,133 1,493
    11 68,578 2,201 1,541
    12 70,780 2,272 1,590
    13 73,052 2,345 1,641
    14 75,397 2,420 1,694
    15 77,817 2,498 1,749
    16 80,315 2,578 1,805
    17 82,893 2,661 1,863
    18 85,554 2,746 1,922
    19 88,300 2,834 1,984
    20 91,135 2,925 2,048
    TOTAL $44,060 $30,842
  • 2
    LOCAL CD
    The Bank of Missouri
    3.08%
    -
    $50,000
    48 Month
    Bank
    3.76x (National Avg. - 0.82%)
    $500
     
    SCENARIO
    Year Rate
    3.08%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,540 1,078
    2 51,540 1,587 1,111
    3 53,127 1,636 1,145
    4 54,764 1,687 1,181
    5 56,450 1,739 1,217
    6 58,189 1,792 1,255
    7 59,981 1,847 1,293
    8 61,829 1,904 1,333
    9 63,733 1,963 1,374
    10 65,696 2,023 1,416
    11 67,720 2,086 1,460
    12 69,805 2,150 1,505
    13 71,955 2,216 1,551
    14 74,172 2,284 1,599
    15 76,456 2,355 1,648
    16 78,811 2,427 1,699
    17 81,238 2,502 1,751
    18 83,740 2,579 1,805
    19 86,320 2,659 1,861
    20 88,978 2,741 1,918
    TOTAL $41,719 $29,203
  • 3
    LOCAL CD
    The Bank of Missouri
    3.18%
    -
    $50,000
    60 Month
    Bank
    3.45x (National Avg. - 0.92%)
    $500
     
    SCENARIO
    Year Rate
    3.18%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,590 1,113
    2 51,590 1,641 1,148
    3 53,231 1,693 1,185
    4 54,923 1,747 1,223
    5 56,670 1,802 1,261
    6 58,472 1,859 1,302
    7 60,331 1,919 1,343
    8 62,250 1,980 1,386
    9 64,229 2,042 1,430
    10 66,272 2,107 1,475
    11 68,379 2,174 1,522
    12 70,554 2,244 1,571
    13 72,797 2,315 1,620
    14 75,112 2,389 1,672
    15 77,501 2,465 1,725
    16 79,966 2,543 1,780
    17 82,508 2,624 1,837
    18 85,132 2,707 1,895
    19 87,839 2,793 1,955
    20 90,633 2,882 2,017
    TOTAL $43,515 $30,460
  • 4
    LOCAL CD
    Ledyard National Bank
    0.25%
    -
    $50,000
    18 Month
    Bank
    0.43x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792

    All calculations are for demonstration purposes only.

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