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Comparison of Deposit Account from Legacy Bank with 0.31% - September 2026


Long-Term Analysis of Legacy Bank with 0.31% APY and Legacy Bank with 0.51% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Legacy Bank
    0.31%
    -
    $50,000
    12 Month
    Bank
    0.56x (National Avg. - 0.55%)
    $500
     
    SCENARIO
    Year Rate
    0.31%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 155 109
    2 50,155 155 109
    3 50,310 156 109
    4 50,466 156 110
    5 50,623 157 110
    6 50,780 157 110
    7 50,937 158 111
    8 51,095 158 111
    9 51,254 159 111
    10 51,412 159 112
    11 51,572 160 112
    12 51,732 160 112
    13 51,892 161 113
    14 52,053 161 113
    15 52,214 162 113
    16 52,376 162 114
    17 52,539 163 114
    18 52,701 163 114
    19 52,865 164 115
    20 53,029 164 115
    TOTAL $3,193 $2,235
  • 2
    LOCAL CD
    Legacy Bank
    0.51%
    -
    $50,000
    30 Month
    Bank
    N.A.
    $500
     
    SCENARIO
    Year Rate
    0.51%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 256 179
    2 50,256 257 180
    3 50,512 258 181
    4 50,770 259 182
    5 51,030 261 183
    6 51,291 262 183
    7 51,553 263 184
    8 51,816 265 185
    9 52,081 266 186
    10 52,347 267 187
    11 52,615 269 188
    12 52,883 270 189
    13 53,154 272 190
    14 53,425 273 191
    15 53,698 274 192
    16 53,973 276 193
    17 54,248 277 194
    18 54,526 279 195
    19 54,804 280 196
    20 55,084 281 197
    TOTAL $5,366 $3,756

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑0.25% on August 10.

    Last change: ↑0.65% on August 6.
    Early Withdrawal Penalty is 365 days interest.

    Last change: ↑1.20% on August 6.
    Early Withdrawal Penalty is 365 days interest.

    Last change: ↑1.20% on August 6.
    Early Withdrawal Penalty is 730 days interest.

    Last change: ↑0.40% on April 27.
    Early Withdrawal Penalty is 90 days interest.

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