This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.75% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 377 | 264 |
| 2 | 50,377 | 379 | 266 |
| 3 | 50,756 | 382 | 268 |
| 4 | 51,138 | 385 | 270 |
| 5 | 51,523 | 388 | 272 |
| 6 | 51,911 | 391 | 274 |
| 7 | 52,302 | 394 | 276 |
| 8 | 52,696 | 397 | 278 |
| 9 | 53,093 | 400 | 280 |
| 10 | 53,492 | 403 | 282 |
| 11 | 53,895 | 406 | 284 |
| 12 | 54,301 | 409 | 286 |
| 13 | 54,710 | 412 | 288 |
| 14 | 55,122 | 415 | 291 |
| 15 | 55,537 | 418 | 293 |
| 16 | 55,955 | 421 | 295 |
| 17 | 56,376 | 425 | 297 |
| 18 | 56,801 | 428 | 299 |
| 19 | 57,229 | 431 | 302 |
| 20 | 57,660 | 434 | 304 |
| TOTAL | $8,094 | $5,666 |
| Year | Rate 0.17% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 85 | 60 |
| 2 | 50,085 | 85 | 60 |
| 3 | 50,170 | 85 | 60 |
| 4 | 50,255 | 85 | 60 |
| 5 | 50,341 | 86 | 60 |
| 6 | 50,426 | 86 | 60 |
| 7 | 50,512 | 86 | 60 |
| 8 | 50,598 | 86 | 60 |
| 9 | 50,684 | 86 | 60 |
| 10 | 50,770 | 86 | 60 |
| 11 | 50,857 | 86 | 61 |
| 12 | 50,943 | 87 | 61 |
| 13 | 51,030 | 87 | 61 |
| 14 | 51,116 | 87 | 61 |
| 15 | 51,203 | 87 | 61 |
| 16 | 51,290 | 87 | 61 |
| 17 | 51,377 | 87 | 61 |
| 18 | 51,465 | 87 | 61 |
| 19 | 51,552 | 88 | 61 |
| 20 | 51,640 | 88 | 61 |
| TOTAL | $1,728 | $1,209 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$50,000 |
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Last change: ↑0.20% on December 7. |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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|
|
4.10% |
$500 |
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|
Last change: ↓0.10% on September 17. |
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|
|
4.10% |
$1,500 |
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|
Last change: ↓0.05% on December 8. |
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