This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.03% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 15 | 11 |
| 2 | 50,015 | 15 | 11 |
| 3 | 50,030 | 15 | 11 |
| 4 | 50,045 | 15 | 11 |
| 5 | 50,060 | 15 | 11 |
| 6 | 50,075 | 15 | 11 |
| 7 | 50,090 | 15 | 11 |
| 8 | 50,105 | 15 | 11 |
| 9 | 50,120 | 15 | 11 |
| 10 | 50,135 | 15 | 11 |
| 11 | 50,150 | 15 | 11 |
| 12 | 50,165 | 15 | 11 |
| 13 | 50,180 | 15 | 11 |
| 14 | 50,195 | 15 | 11 |
| 15 | 50,210 | 15 | 11 |
| 16 | 50,225 | 15 | 11 |
| 17 | 50,241 | 15 | 11 |
| 18 | 50,256 | 15 | 11 |
| 19 | 50,271 | 15 | 11 |
| 20 | 50,286 | 15 | 11 |
| TOTAL | $301 | $211 |
| Year | Rate 1.09% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 545 | 382 |
| 2 | 50,545 | 551 | 386 |
| 3 | 51,096 | 557 | 390 |
| 4 | 51,653 | 563 | 394 |
| 5 | 52,216 | 569 | 398 |
| 6 | 52,785 | 575 | 403 |
| 7 | 53,360 | 582 | 407 |
| 8 | 53,942 | 588 | 412 |
| 9 | 54,530 | 594 | 416 |
| 10 | 55,124 | 601 | 421 |
| 11 | 55,725 | 607 | 425 |
| 12 | 56,333 | 614 | 430 |
| 13 | 56,947 | 621 | 435 |
| 14 | 57,567 | 627 | 439 |
| 15 | 58,195 | 634 | 444 |
| 16 | 58,829 | 641 | 449 |
| 17 | 59,470 | 648 | 454 |
| 18 | 60,119 | 655 | 459 |
| 19 | 60,774 | 662 | 464 |
| 20 | 61,436 | 670 | 469 |
| TOTAL | $12,106 | $8,474 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.35% |
$1,000 |
Learn More | |
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Last change: ↑2.35% on September 16. |
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|
|
4.34% |
$500 |
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Last change: ↑1.66% on April 4. |
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|
|
4.34% |
$500 |
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Last change: ↑0.66% on February 4. |
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|
|
4.30% |
$50,000 |
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|
Last change: ↓0.15% on September 23. |
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|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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