Compare Savings vs. CDs
Comparison of Deposit Account from LOUVIERS with 0.60% - December 2025


Long-Term Analysis of LOUVIERS with 0.60% APY and MEMBERSALLIANCE with 0.45% APY and WINGS FINANCIAL with 1.66% APY and M.Y. SAFRA BANK, FSB with 3.65% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.60%
    -
    $50,000
    30 Month
    Credit Union
    N.A.
    $10,000
     
    SCENARIO
    Year Rate
    0.60%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 300 210
    2 50,300 302 211
    3 50,602 304 213
    4 50,905 305 214
    5 51,211 307 215
    6 51,518 309 216
    7 51,827 311 218
    8 52,138 313 219
    9 52,451 315 220
    10 52,766 317 222
    11 53,082 318 223
    12 53,401 320 224
    13 53,721 322 226
    14 54,044 324 227
    15 54,368 326 228
    16 54,694 328 230
    17 55,022 330 231
    18 55,352 332 232
    19 55,684 334 234
    20 56,019 336 235
    TOTAL $6,355 $4,448
  • 2
    LOCAL CD
    0.45%
    -
    $50,000
    36 Month
    Credit Union
    0.60x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.45%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 226 158
    2 50,226 227 159
    3 50,452 228 159
    4 50,680 229 160
    5 50,908 230 161
    6 51,138 231 161
    7 51,368 232 162
    8 51,600 233 163
    9 51,833 234 164
    10 52,067 235 164
    11 52,301 236 165
    12 52,537 237 166
    13 52,774 238 167
    14 53,012 239 167
    15 53,251 240 168
    16 53,491 241 169
    17 53,733 242 170
    18 53,975 243 170
    19 54,218 245 171
    20 54,463 246 172
    TOTAL $4,709 $3,296
  • 3
    LOCAL CD
    1.66%
    -
    $50,000
    12 Month
    Credit Union
    3.03x (National Avg. - 0.55%)
    $250,000
     
    SCENARIO
    Year Rate
    1.66%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 830 581
    2 50,830 844 591
    3 51,674 858 600
    4 52,532 872 610
    5 53,404 886 621
    6 54,290 901 631
    7 55,191 916 641
    8 56,107 931 652
    9 57,039 947 663
    10 57,986 963 674
    11 58,948 979 685
    12 59,927 995 696
    13 60,922 1,011 708
    14 61,933 1,028 720
    15 62,961 1,045 732
    16 64,006 1,063 744
    17 65,069 1,080 756
    18 66,149 1,098 769
    19 67,247 1,116 781
    20 68,363 1,135 794
    TOTAL $19,498 $13,649
  • 4
    ONLINE MONEY MARKET
    3.65%
    -
    $50,000
    N.A.
    Bank
    6.67x (National Avg. - 0.55%)
    $5,000
     
    SCENARIO
    Year Rate
    3.65%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,825 1,278
    2 51,825 1,892 1,324
    3 53,717 1,961 1,372
    4 55,677 2,032 1,423
    5 57,709 2,106 1,474
    6 59,816 2,183 1,528
    7 61,999 2,263 1,584
    8 64,262 2,346 1,642
    9 66,608 2,431 1,702
    10 69,039 2,520 1,764
    11 71,559 2,612 1,828
    12 74,171 2,707 1,895
    13 76,878 2,806 1,964
    14 79,684 2,908 2,036
    15 82,592 3,015 2,110
    16 85,607 3,125 2,187
    17 88,732 3,239 2,267
    18 91,970 3,357 2,350
    19 95,327 3,479 2,436
    20 98,807 3,606 2,525
    TOTAL $52,413 $36,689

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.16% on September 18.
    3 Month CD.

    Last change: ↑0.20% on December 7.
    Early Withdrawal Penalty is 6 months interest.

    Last change: ↓0.15% on November 26.

    Last change: ↓0.10% on September 17.

    Last change: ↓0.05% on December 8.