This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.89% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,945 | 1,362 |
| 2 | 51,945 | 2,021 | 1,414 |
| 3 | 53,966 | 2,099 | 1,469 |
| 4 | 56,065 | 2,181 | 1,527 |
| 5 | 58,246 | 2,266 | 1,586 |
| 6 | 60,512 | 2,354 | 1,648 |
| 7 | 62,866 | 2,445 | 1,712 |
| 8 | 65,311 | 2,541 | 1,778 |
| 9 | 67,852 | 2,639 | 1,848 |
| 10 | 70,491 | 2,742 | 1,919 |
| 11 | 73,233 | 2,849 | 1,994 |
| 12 | 76,082 | 2,960 | 2,072 |
| 13 | 79,041 | 3,075 | 2,152 |
| 14 | 82,116 | 3,194 | 2,236 |
| 15 | 85,310 | 3,319 | 2,323 |
| 16 | 88,629 | 3,448 | 2,413 |
| 17 | 92,077 | 3,582 | 2,507 |
| 18 | 95,659 | 3,721 | 2,605 |
| 19 | 99,380 | 3,866 | 2,706 |
| 20 | 103,246 | 4,016 | 2,811 |
| TOTAL | $57,262 | $40,083 |
| Year | Rate 3.79% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,895 | 1,327 |
| 2 | 51,895 | 1,967 | 1,377 |
| 3 | 53,862 | 2,041 | 1,429 |
| 4 | 55,903 | 2,119 | 1,483 |
| 5 | 58,022 | 2,199 | 1,539 |
| 6 | 60,221 | 2,282 | 1,598 |
| 7 | 62,503 | 2,369 | 1,658 |
| 8 | 64,872 | 2,459 | 1,721 |
| 9 | 67,331 | 2,552 | 1,786 |
| 10 | 69,883 | 2,649 | 1,854 |
| 11 | 72,531 | 2,749 | 1,924 |
| 12 | 75,280 | 2,853 | 1,997 |
| 13 | 78,133 | 2,961 | 2,073 |
| 14 | 81,095 | 3,073 | 2,151 |
| 15 | 84,168 | 3,190 | 2,233 |
| 16 | 87,358 | 3,311 | 2,318 |
| 17 | 90,669 | 3,436 | 2,405 |
| 18 | 94,105 | 3,567 | 2,497 |
| 19 | 97,672 | 3,702 | 2,591 |
| 20 | 101,374 | 3,842 | 2,689 |
| TOTAL | $55,216 | $38,651 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.34% |
$500 |
Learn More | |
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Last change: ↑1.66% on April 4. |
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|
|
4.34% |
$500 |
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Last change: ↑0.66% on February 4. |
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|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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