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Comparison of Deposit Account from LUSO with 0.55% - June 2025

Long-Term Analysis of CREDIT UNION OF DODGE CITY with 0.83% APY and Bank of St. Francisville with 0.40% APY and LUSO with 0.55% APY and MAINE STATE with 1.55% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

CREDIT UNION OF DODGE CITY

0.83%

$50,000

30 Month

Credit Union

N.A.

$10,000

SCENARIO

Year	Rate 0.83%	Annual Interest	Annual Interest (After Tax)
1	50,000	415	291
2	50,415	418	293
3	50,833	422	295
4	51,255	425	298
5	51,681	429	300
6	52,110	433	303
7	52,542	436	305
8	52,978	440	308
9	53,418	443	310
10	53,861	447	313
11	54,308	451	316
12	54,759	455	318
13	55,214	458	321
14	55,672	462	323
15	56,134	466	326
16	56,600	470	329
17	57,070	474	332
18	57,543	478	334
19	58,021	482	337
20	58,503	486	340
	TOTAL	$8,988	$6,292

LOCAL CD

Bank of St. Francisville

0.40%

$50,000

6 Month

Bank

0.98x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	200	140
2	50,200	201	141
3	50,401	202	141
4	50,602	202	142
5	50,805	203	142
6	51,008	204	143
7	51,212	205	143
8	51,417	206	144
9	51,623	206	145
10	51,829	207	145
11	52,036	208	146
12	52,245	209	146
13	52,454	210	147
14	52,663	211	147
15	52,874	211	148
16	53,085	212	149
17	53,298	213	149
18	53,511	214	150
19	53,725	215	150
20	53,940	216	151
	TOTAL	$4,156	$2,909

LOCAL CD

LUSO

0.55%

$50,000

48 Month

Credit Union

0.67x (National Avg. - 0.82%)

$10,000

SCENARIO

Year	Rate 0.55%	Annual Interest	Annual Interest (After Tax)
1	50,000	275	193
2	50,275	277	194
3	50,552	278	195
4	50,830	280	196
5	51,109	281	197
6	51,390	283	198
7	51,673	284	199
8	51,957	286	200
9	52,243	287	201
10	52,530	289	202
11	52,819	291	203
12	53,110	292	204
13	53,402	294	206
14	53,695	295	207
15	53,991	297	208
16	54,288	299	209
17	54,586	300	210
18	54,886	302	211
19	55,188	304	212
20	55,492	305	214
	TOTAL	$5,797	$4,058

LOCAL CD

MAINE STATE

1.55%

$50,000

60 Month

Credit Union

1.68x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 1.55%	Annual Interest	Annual Interest (After Tax)
1	50,000	775	543
2	50,775	787	551
3	51,562	799	559
4	52,361	812	568
5	53,173	824	577
6	53,997	837	586
7	54,834	850	595
8	55,684	863	604
9	56,547	876	614
10	57,423	890	623
11	58,314	904	633
12	59,217	918	643
13	60,135	932	652
14	61,067	947	663
15	62,014	961	673
16	62,975	976	683
17	63,951	991	694
18	64,942	1,007	705
19	65,949	1,022	716
20	66,971	1,038	727
	TOTAL	$18,009	$12,607

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from LUSO with 0.55% - June 2025

Long-Term Analysis of CREDIT UNION OF DODGE CITY with 0.83% APY and Bank of St. Francisville with 0.40% APY and LUSO with 0.55% APY and MAINE STATE with 1.55% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from LUSO with 0.55% - June 2025