This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.28% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 140 | 98 |
| 2 | 50,140 | 140 | 98 |
| 3 | 50,280 | 141 | 99 |
| 4 | 50,421 | 141 | 99 |
| 5 | 50,562 | 142 | 99 |
| 6 | 50,704 | 142 | 99 |
| 7 | 50,846 | 142 | 100 |
| 8 | 50,988 | 143 | 100 |
| 9 | 51,131 | 143 | 100 |
| 10 | 51,274 | 144 | 100 |
| 11 | 51,418 | 144 | 101 |
| 12 | 51,562 | 144 | 101 |
| 13 | 51,706 | 145 | 101 |
| 14 | 51,851 | 145 | 102 |
| 15 | 51,996 | 146 | 102 |
| 16 | 52,142 | 146 | 102 |
| 17 | 52,288 | 146 | 102 |
| 18 | 52,434 | 147 | 103 |
| 19 | 52,581 | 147 | 103 |
| 20 | 52,728 | 148 | 103 |
| TOTAL | $2,876 | $2,013 |
| Year | Rate 0.03% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 15 | 11 |
| 2 | 50,015 | 15 | 11 |
| 3 | 50,030 | 15 | 11 |
| 4 | 50,045 | 15 | 11 |
| 5 | 50,060 | 15 | 11 |
| 6 | 50,075 | 15 | 11 |
| 7 | 50,090 | 15 | 11 |
| 8 | 50,105 | 15 | 11 |
| 9 | 50,120 | 15 | 11 |
| 10 | 50,135 | 15 | 11 |
| 11 | 50,150 | 15 | 11 |
| 12 | 50,165 | 15 | 11 |
| 13 | 50,180 | 15 | 11 |
| 14 | 50,195 | 15 | 11 |
| 15 | 50,210 | 15 | 11 |
| 16 | 50,225 | 15 | 11 |
| 17 | 50,241 | 15 | 11 |
| 18 | 50,256 | 15 | 11 |
| 19 | 50,271 | 15 | 11 |
| 20 | 50,286 | 15 | 11 |
| TOTAL | $301 | $211 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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Last change: ↓0.05% on April 30. |
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|
|
4.50% |
$50,000 |
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Last change: ↑0.20% on April 9. |
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|
|
4.50% |
$500 |
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Last change: ↓0.50% on February 25. |
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