Compare Savings vs. CDs
Comparison of Deposit Account from Marine Bank & Trust Company with 0.70% - August 2025


Long-Term Analysis of Marine Bank & Trust Company with 0.70% APY and BANKWEST with 4.59% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.70%
    -
    $50,000
    24 Month
    Bank
    1.06x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.70%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 350 245
    2 50,350 352 247
    3 50,702 355 248
    4 51,057 357 250
    5 51,415 360 252
    6 51,775 362 254
    7 52,137 365 255
    8 52,502 368 257
    9 52,870 370 259
    10 53,240 373 261
    11 53,612 375 263
    12 53,988 378 265
    13 54,366 381 266
    14 54,746 383 268
    15 55,129 386 270
    16 55,515 389 272
    17 55,904 391 274
    18 56,295 394 276
    19 56,689 397 278
    20 57,086 400 280
    TOTAL $7,486 $5,240
  • 2
    LOCAL CD
    4.59%
    -
    $50,000
    7 Month
    Bank
    N.A.
    $50,001
     
    SCENARIO
    Year Rate
    4.59%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,295 1,607
    2 52,295 2,400 1,680
    3 54,695 2,511 1,757
    4 57,206 2,626 1,838
    5 59,832 2,746 1,922
    6 62,578 2,872 2,011
    7 65,450 3,004 2,103
    8 68,454 3,142 2,199
    9 71,596 3,286 2,300
    10 74,883 3,437 2,406
    11 78,320 3,595 2,516
    12 81,915 3,760 2,632
    13 85,675 3,932 2,753
    14 89,607 4,113 2,879
    15 93,720 4,302 3,011
    16 98,022 4,499 3,149
    17 102,521 4,706 3,294
    18 107,227 4,922 3,445
    19 112,148 5,148 3,603
    20 117,296 5,384 3,769
    TOTAL $72,680 $50,876

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↑0.10% on July 13.

    Last change: ↑0.40% on June 24.
    Early withdrawal penalty is 3 Months' Interest.

    Last change: ↓0.05% on August 2.
    7-Month CD.