This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.08% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,540 | 1,078 |
| 2 | 51,540 | 1,587 | 1,111 |
| 3 | 53,127 | 1,636 | 1,145 |
| 4 | 54,764 | 1,687 | 1,181 |
| 5 | 56,450 | 1,739 | 1,217 |
| 6 | 58,189 | 1,792 | 1,255 |
| 7 | 59,981 | 1,847 | 1,293 |
| 8 | 61,829 | 1,904 | 1,333 |
| 9 | 63,733 | 1,963 | 1,374 |
| 10 | 65,696 | 2,023 | 1,416 |
| 11 | 67,720 | 2,086 | 1,460 |
| 12 | 69,805 | 2,150 | 1,505 |
| 13 | 71,955 | 2,216 | 1,551 |
| 14 | 74,172 | 2,284 | 1,599 |
| 15 | 76,456 | 2,355 | 1,648 |
| 16 | 78,811 | 2,427 | 1,699 |
| 17 | 81,238 | 2,502 | 1,751 |
| 18 | 83,740 | 2,579 | 1,805 |
| 19 | 86,320 | 2,659 | 1,861 |
| 20 | 88,978 | 2,741 | 1,918 |
| TOTAL | $41,719 | $29,203 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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|
4.20% |
$50,000 |
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Last change: ↑0.20% on December 7. |
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4.15% |
$500 |
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Last change: ↑0.15% on December 22. |
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4.10% |
$1,000 |
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4.10% |
$2,500 |
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Last change: ↑0.20% on December 7. |
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4.10% |
$0 |
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Last change: ↑0.10% on November 3. |
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