This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.10% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 50 | 35 |
| 2 | 50,050 | 50 | 35 |
| 3 | 50,100 | 50 | 35 |
| 4 | 50,150 | 50 | 35 |
| 5 | 50,200 | 50 | 35 |
| 6 | 50,251 | 50 | 35 |
| 7 | 50,301 | 50 | 35 |
| 8 | 50,351 | 50 | 35 |
| 9 | 50,401 | 50 | 35 |
| 10 | 50,452 | 50 | 35 |
| 11 | 50,502 | 51 | 35 |
| 12 | 50,553 | 51 | 35 |
| 13 | 50,603 | 51 | 35 |
| 14 | 50,654 | 51 | 35 |
| 15 | 50,705 | 51 | 35 |
| 16 | 50,755 | 51 | 36 |
| 17 | 50,806 | 51 | 36 |
| 18 | 50,857 | 51 | 36 |
| 19 | 50,908 | 51 | 36 |
| 20 | 50,959 | 51 | 36 |
| TOTAL | $1,010 | $707 |
| Year | Rate 0.54% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 270 | 189 |
| 2 | 50,270 | 271 | 190 |
| 3 | 50,541 | 273 | 191 |
| 4 | 50,814 | 274 | 192 |
| 5 | 51,089 | 276 | 193 |
| 6 | 51,365 | 277 | 194 |
| 7 | 51,642 | 279 | 195 |
| 8 | 51,921 | 280 | 196 |
| 9 | 52,201 | 282 | 197 |
| 10 | 52,483 | 283 | 198 |
| 11 | 52,767 | 285 | 199 |
| 12 | 53,052 | 286 | 201 |
| 13 | 53,338 | 288 | 202 |
| 14 | 53,626 | 290 | 203 |
| 15 | 53,916 | 291 | 204 |
| 16 | 54,207 | 293 | 205 |
| 17 | 54,499 | 294 | 206 |
| 18 | 54,794 | 296 | 207 |
| 19 | 55,090 | 297 | 208 |
| 20 | 55,387 | 299 | 209 |
| TOTAL | $5,686 | $3,980 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$50,000 |
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Last change: ↑0.20% on December 7. |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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|
|
4.10% |
$500 |
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|
Last change: ↓0.10% on September 17. |
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|
|
4.10% |
$1,500 |
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|
Last change: ↓0.05% on December 8. |
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