Compare Savings vs. CDs
Comparison of Deposit Account from MEMBERS PLUS with 1.03%
- September 2026
Long-Term Analysis of AFENA with 2.27% APY and MEMBERS PLUS with 1.03% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD2.27%-$50,00012 MonthCredit Union4.13x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
2.27%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,135 795 2 51,135 1,161 813 3 52,296 1,187 831 4 53,483 1,214 850 5 54,697 1,242 869 6 55,939 1,270 889 7 57,208 1,299 909 8 58,507 1,328 930 9 59,835 1,358 951 10 61,193 1,389 972 11 62,582 1,421 994 12 64,003 1,453 1,017 13 65,456 1,486 1,040 14 66,942 1,520 1,064 15 68,461 1,554 1,088 16 70,015 1,589 1,113 17 71,605 1,625 1,138 18 73,230 1,662 1,164 19 74,893 1,700 1,190 20 76,593 1,739 1,217 TOTAL $28,331 $19,832 - 2LOCAL CD1.03%-$50,00024 MonthCredit Union1.55x (National Avg. - 0.66%)$10,000SCENARIO
Year Rate
1.03%Annual
InterestAnnual Interest
(After Tax)1 50,000 515 361 2 50,515 520 364 3 51,035 526 368 4 51,561 531 372 5 52,092 537 376 6 52,629 542 379 7 53,171 548 383 8 53,718 553 387 9 54,272 559 391 10 54,831 565 395 11 55,395 571 399 12 55,966 576 404 13 56,542 582 408 14 57,125 588 412 15 57,713 594 416 16 58,308 601 420 17 58,908 607 425 18 59,515 613 429 19 60,128 619 434 20 60,747 626 438 TOTAL $11,373 $7,961
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑1.20% on August 6. |
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