This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.65% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,325 | 1,628 |
| 2 | 52,325 | 2,433 | 1,703 |
| 3 | 54,758 | 2,546 | 1,782 |
| 4 | 57,304 | 2,665 | 1,865 |
| 5 | 59,969 | 2,789 | 1,952 |
| 6 | 62,758 | 2,918 | 2,043 |
| 7 | 65,676 | 3,054 | 2,138 |
| 8 | 68,730 | 3,196 | 2,237 |
| 9 | 71,926 | 3,345 | 2,341 |
| 10 | 75,270 | 3,500 | 2,450 |
| 11 | 78,770 | 3,663 | 2,564 |
| 12 | 82,433 | 3,833 | 2,683 |
| 13 | 86,266 | 4,011 | 2,808 |
| 14 | 90,278 | 4,198 | 2,939 |
| 15 | 94,476 | 4,393 | 3,075 |
| 16 | 98,869 | 4,597 | 3,218 |
| 17 | 103,466 | 4,811 | 3,368 |
| 18 | 108,277 | 5,035 | 3,524 |
| 19 | 113,312 | 5,269 | 3,688 |
| 20 | 118,581 | 5,514 | 3,860 |
| TOTAL | $74,095 | $51,867 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
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5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
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5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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