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Comparison of Deposit Account from MESQUITE with 0.55% - December 2025


Long-Term Analysis of GNB Bank with 0.09% APY and MESQUITE with 0.55% APY and Security State Bank with 1.00% APY and Hibernia Bank with 2.74% APY and DAWSON CO-OP with 1.25% APY and Merchants and Planters Bank with 0.70% APY and First State Bank with 0.60% APY and First State Bank with 0.05% APY and First State Bank with 0.85% APY and S. C. STATE with 0.50% APY and InterBank with 0.50% APY and First State Bank of Texas with 1.15% APY and TRUITY with 0.45% APY and CHOCOLATE BAYOU COMMUNITY with 0.20% APY and Chesapeake Bank with 1.35% APY and State Bank of Chilton with 0.75% APY and DENVER COMMUNITY CU D.B.A. ZING CU with 2.20% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL SAVINGS
    GNB Bank
    0.09%
    -
    $50,000
    N.A.
    Bank
    0.40x (National Avg. - 0.23%)
    $1
     
    SCENARIO
    Year Rate
    0.09%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 45 32
    2 50,045 45 32
    3 50,090 45 32
    4 50,135 45 32
    5 50,180 45 32
    6 50,225 45 32
    7 50,271 45 32
    8 50,316 45 32
    9 50,361 45 32
    10 50,406 45 32
    11 50,452 45 32
    12 50,497 45 32
    13 50,543 45 32
    14 50,588 46 32
    15 50,634 46 32
    16 50,679 46 32
    17 50,725 46 32
    18 50,771 46 32
    19 50,816 46 32
    20 50,862 46 32
    TOTAL $908 $635
  • 2
    LOCAL CD
    MESQUITE
    0.55%
    -
    $50,000
    24 Month
    Credit Union
    0.83x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 275 193
    2 50,275 277 194
    3 50,552 278 195
    4 50,830 280 196
    5 51,109 281 197
    6 51,390 283 198
    7 51,673 284 199
    8 51,957 286 200
    9 52,243 287 201
    10 52,530 289 202
    11 52,819 291 203
    12 53,110 292 204
    13 53,402 294 206
    14 53,695 295 207
    15 53,991 297 208
    16 54,288 299 209
    17 54,586 300 210
    18 54,886 302 211
    19 55,188 304 212
    20 55,492 305 214
    TOTAL $5,797 $4,058
  • 3
    LOCAL CD
    Security State Bank
    1.00%
    -
    $50,000
    24 Month
    Bank
    1.52x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    1.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 500 350
    2 50,500 505 354
    3 51,005 510 357
    4 51,515 515 361
    5 52,030 520 364
    6 52,551 526 368
    7 53,076 531 372
    8 53,607 536 375
    9 54,143 541 379
    10 54,684 547 383
    11 55,231 552 387
    12 55,783 558 390
    13 56,341 563 394
    14 56,905 569 398
    15 57,474 575 402
    16 58,048 580 406
    17 58,629 586 410
    18 59,215 592 415
    19 59,807 598 419
    20 60,405 604 423
    TOTAL $11,010 $7,707
  • 4
    LOCAL CD
    Hibernia Bank
    2.74%
    -
    $50,000
    24 Month
    Bank
    4.15x (National Avg. - 0.66%)
    $1,000
     
    SCENARIO
    Year Rate
    2.74%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,370 959
    2 51,370 1,408 985
    3 52,778 1,446 1,012
    4 54,224 1,486 1,040
    5 55,709 1,526 1,069
    6 57,236 1,568 1,098
    7 58,804 1,611 1,128
    8 60,415 1,655 1,159
    9 62,071 1,701 1,191
    10 63,771 1,747 1,223
    11 65,519 1,795 1,257
    12 67,314 1,844 1,291
    13 69,158 1,895 1,326
    14 71,053 1,947 1,363
    15 73,000 2,000 1,400
    16 75,000 2,055 1,439
    17 77,055 2,111 1,478
    18 79,167 2,169 1,518
    19 81,336 2,229 1,560
    20 83,564 2,290 1,603
    TOTAL $35,854 $25,098
  • 5
    LOCAL CD
    DAWSON CO-OP
    1.25%
    -
    $50,000
    60 Month
    Credit Union
    1.36x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    1.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 625 438
    2 50,625 633 443
    3 51,258 641 449
    4 51,899 649 454
    5 52,547 657 460
    6 53,204 665 466
    7 53,869 673 471
    8 54,543 682 477
    9 55,224 690 483
    10 55,915 699 489
    11 56,614 708 495
    12 57,321 717 502
    13 58,038 725 508
    14 58,763 735 514
    15 59,498 744 521
    16 60,241 753 527
    17 60,994 762 534
    18 61,757 772 540
    19 62,529 782 547
    20 63,310 791 554
    TOTAL $14,102 $9,871
  • 6
    LOCAL CD
    Merchants and Planters Bank
    0.70%
    -
    $50,000
    60 Month
    Bank
    0.76x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    0.70%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 350 245
    2 50,350 352 247
    3 50,702 355 248
    4 51,057 357 250
    5 51,415 360 252
    6 51,775 362 254
    7 52,137 365 255
    8 52,502 368 257
    9 52,870 370 259
    10 53,240 373 261
    11 53,612 375 263
    12 53,988 378 265
    13 54,366 381 266
    14 54,746 383 268
    15 55,129 386 270
    16 55,515 389 272
    17 55,904 391 274
    18 56,295 394 276
    19 56,689 397 278
    20 57,086 400 280
    TOTAL $7,486 $5,240
  • 7
    LOCAL CD
    First State Bank
    0.60%
    -
    $50,000
    60 Month
    Bank
    0.65x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    0.60%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 301 210
    2 50,301 302 212
    3 50,603 304 213
    4 50,907 306 214
    5 51,213 308 215
    6 51,521 310 217
    7 51,830 312 218
    8 52,142 313 219
    9 52,455 315 221
    10 52,770 317 222
    11 53,088 319 223
    12 53,407 321 225
    13 53,728 323 226
    14 54,051 325 227
    15 54,375 327 229
    16 54,702 329 230
    17 55,031 331 232
    18 55,362 333 233
    19 55,694 335 234
    20 56,029 337 236
    TOTAL $6,366 $4,456
  • 8
    LOCAL MONEY MARKET
    First State Bank
    0.05%
    -
    $50,000
    N.A.
    Bank
    0.05x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    0.05%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 25 18
    2 50,025 25 18
    3 50,050 25 18
    4 50,075 25 18
    5 50,100 25 18
    6 50,125 25 18
    7 50,150 25 18
    8 50,175 25 18
    9 50,200 25 18
    10 50,225 25 18
    11 50,251 25 18
    12 50,276 25 18
    13 50,301 25 18
    14 50,326 25 18
    15 50,351 25 18
    16 50,376 25 18
    17 50,402 25 18
    18 50,427 25 18
    19 50,452 25 18
    20 50,477 25 18
    TOTAL $502 $352
  • 9
    LOCAL CD
    First State Bank
    0.85%
    -
    $50,000
    60 Month
    Bank
    0.92x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    0.85%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 425 298
    2 50,425 429 300
    3 50,854 432 303
    4 51,286 436 305
    5 51,722 440 308
    6 52,161 443 310
    7 52,605 447 313
    8 53,052 451 316
    9 53,503 455 318
    10 53,958 459 321
    11 54,416 463 324
    12 54,879 466 327
    13 55,345 470 329
    14 55,816 474 332
    15 56,290 478 335
    16 56,769 483 338
    17 57,251 487 341
    18 57,738 491 344
    19 58,229 495 346
    20 58,724 499 349
    TOTAL $9,223 $6,456
  • 10
    LOCAL MONEY MARKET
    S. C. STATE
    0.50%
    -
    $50,000
    N.A.
    Credit Union
    0.54x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    0.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 11
    LOCAL CD
    InterBank
    0.50%
    -
    $50,000
    60 Month
    Bank
    0.54x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    0.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 12
    LOCAL CD
    First State Bank of Texas
    1.15%
    -
    $50,000
    24 Month
    Bank
    1.74x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    1.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 575 403
    2 50,575 582 407
    3 51,157 588 412
    4 51,745 595 417
    5 52,340 602 421
    6 52,942 609 426
    7 53,551 616 431
    8 54,167 623 436
    9 54,789 630 441
    10 55,420 637 446
    11 56,057 645 451
    12 56,702 652 456
    13 57,354 660 462
    14 58,013 667 467
    15 58,680 675 472
    16 59,355 683 478
    17 60,038 690 483
    18 60,728 698 489
    19 61,427 706 494
    20 62,133 715 500
    TOTAL $12,847 $8,993
  • 13
    LOCAL CD
    TRUITY
    0.45%
    -
    $50,000
    12 Month
    Credit Union
    0.82x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.45%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 225 158
    2 50,225 226 158
    3 50,451 227 159
    4 50,678 228 160
    5 50,906 229 160
    6 51,135 230 161
    7 51,365 231 162
    8 51,596 232 163
    9 51,829 233 163
    10 52,062 234 164
    11 52,296 235 165
    12 52,531 236 165
    13 52,768 237 166
    14 53,005 239 167
    15 53,244 240 168
    16 53,483 241 168
    17 53,724 242 169
    18 53,966 243 170
    19 54,209 244 171
    20 54,453 245 172
    TOTAL $4,698 $3,288
  • 14
    LOCAL CD
    CHOCOLATE BAYOU COMMUNITY
    0.20%
    -
    $50,000
    12 Month
    Credit Union
    0.36x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 15
    LOCAL CD
    Chesapeake Bank
    1.35%
    -
    $50,000
    24 Month
    Bank
    2.05x (National Avg. - 0.66%)
    $1,000
     
    SCENARIO
    Year Rate
    1.35%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 675 473
    2 50,675 684 479
    3 51,359 693 485
    4 52,052 703 492
    5 52,755 712 499
    6 53,467 722 505
    7 54,189 732 512
    8 54,921 741 519
    9 55,662 751 526
    10 56,414 762 533
    11 57,175 772 540
    12 57,947 782 548
    13 58,729 793 555
    14 59,522 804 562
    15 60,326 814 570
    16 61,140 825 578
    17 61,966 837 586
    18 62,802 848 593
    19 63,650 859 601
    20 64,509 871 610
    TOTAL $15,380 $10,766
  • 16
    LOCAL CD
    State Bank of Chilton
    0.75%
    -
    $50,000
    36 Month
    Bank
    1.00x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641
  • 17
    LOCAL MONEY MARKET
    DENVER COMMUNITY CU D.B.A. ZING CU
    2.20%
    -
    $50,000
    N.A.
    Credit Union
    2.92x (National Avg. - 0.75%)
    $250,000
     
    SCENARIO
    Year Rate
    2.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,100 770
    2 51,100 1,124 787
    3 52,224 1,149 804
    4 53,373 1,174 822
    5 54,547 1,200 840
    6 55,747 1,226 859
    7 56,974 1,253 877
    8 58,227 1,281 897
    9 59,508 1,309 916
    10 60,817 1,338 937
    11 62,155 1,367 957
    12 63,523 1,398 978
    13 64,920 1,428 1,000
    14 66,349 1,460 1,022
    15 67,808 1,492 1,044
    16 69,300 1,525 1,067
    17 70,825 1,558 1,091
    18 72,383 1,592 1,115
    19 73,975 1,627 1,139
    20 75,603 1,663 1,164
    TOTAL $27,266 $19,086

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

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    Early Withdrawal Penalty is 6 months interest.

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