Home
Compare Products

Compare Savings vs. CDs
Comparison of Deposit Account from Midwest Bank with 0.90% - October 2025

Long-Term Analysis of Midwest Bank with 0.90% APY and Paramount Bank with 1.80% APY and SABINE with 0.75% APY and Crescent Bank with 4.10% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

Midwest Bank

0.90%

$50,000

18 Month

Bank

1.57x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 0.90%	Annual Interest	Annual Interest (After Tax)
1	50,000	452	316
2	50,452	456	319
3	50,908	460	322
4	51,368	464	325
5	51,833	469	328
6	52,301	473	331
7	52,774	477	334
8	53,251	481	337
9	53,733	486	340
10	54,218	490	343
11	54,708	495	346
12	55,203	499	349
13	55,702	504	352
14	56,206	508	356
15	56,714	513	359
16	57,226	517	362
17	57,744	522	365
18	58,266	527	369
19	58,792	531	372
20	59,324	536	375
	TOTAL	$9,860	$6,902

LOCAL CD

Paramount Bank

1.80%

$50,000

18 Month

Bank

3.12x (National Avg. - 0.58%)

$1,000

SCENARIO

Year	Rate 1.80%	Annual Interest	Annual Interest (After Tax)
1	50,000	900	630
2	50,900	916	641
3	51,816	933	653
4	52,749	949	665
5	53,698	967	677
6	54,665	984	689
7	55,649	1,002	701
8	56,651	1,020	714
9	57,670	1,038	727
10	58,708	1,057	740
11	59,765	1,076	753
12	60,841	1,095	767
13	61,936	1,115	780
14	63,051	1,135	794
15	64,186	1,155	809
16	65,341	1,176	823
17	66,517	1,197	838
18	67,715	1,219	853
19	68,933	1,241	869
20	70,174	1,263	884
	TOTAL	$21,437	$15,006

LOCAL CD

SABINE

0.75%

$50,000

6 Month

Credit Union

1.85x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	375	263
2	50,375	378	264
3	50,753	381	266
4	51,133	384	268
5	51,517	386	270
6	51,903	389	272
7	52,293	392	275
8	52,685	395	277
9	53,080	398	279
10	53,478	401	281
11	53,879	404	283
12	54,283	407	285
13	54,690	410	287
14	55,101	413	289
15	55,514	416	291
16	55,930	419	294
17	56,350	423	296
18	56,772	426	298
19	57,198	429	300
20	57,627	432	303
	TOTAL	$8,059	$5,641

LOCAL CD

Crescent Bank

4.10%

$50,000

30 Month

Bank

N.A.

$1,000

SCENARIO

Year	Rate 4.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,050	1,435
2	52,050	2,134	1,494
3	54,184	2,222	1,555
4	56,406	2,313	1,619
5	58,718	2,407	1,685
6	61,126	2,506	1,754
7	63,632	2,609	1,826
8	66,241	2,716	1,901
9	68,957	2,827	1,979
10	71,784	2,943	2,060
11	74,727	3,064	2,145
12	77,791	3,189	2,233
13	80,980	3,320	2,324
14	84,300	3,456	2,419
15	87,757	3,598	2,519
16	91,355	3,746	2,622
17	95,100	3,899	2,729
18	98,999	4,059	2,841
19	103,058	4,225	2,958
20	107,284	4,399	3,079
	TOTAL	$61,682	$43,178

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Ivy Bank, a division of Cambridge Savings Bank	4.35%	$1,000	Learn More
Last change: ↑2.35% on September 16.
Climate First Bank	4.34%	$500	Learn More
Last change: ↑1.66% on April 4.
Climate First Bank	4.34%	$500	Learn More
Last change: ↑0.66% on February 4. No Penalty CD.
Finworth, a division of InsBank	4.30%	$50,000	Learn More
Last change: ↓0.15% on September 23.
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18. 3 Month CD.

Compare Savings vs. CDs Comparison of Deposit Account from Midwest Bank with 0.90% - October 2025

Long-Term Analysis of Midwest Bank with 0.90% APY and Paramount Bank with 1.80% APY and SABINE with 0.75% APY and Crescent Bank with 4.10% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Midwest Bank with 0.90% - October 2025