Compare Savings vs. CDs
Comparison of Deposit Account from MINNEQUA WORKS with 3.03% - November 2025


Long-Term Analysis of MINNEQUA WORKS with 3.03% APY and AIR ACADEMY with 0.60% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    3.03%
    -
    $50,000
    30 Month
    Credit Union
    N.A.
    $500
     
    SCENARIO
    Year Rate
    3.03%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,517 1,062
    2 51,517 1,563 1,094
    3 53,080 1,610 1,127
    4 54,690 1,659 1,162
    5 56,350 1,710 1,197
    6 58,059 1,762 1,233
    7 59,821 1,815 1,270
    8 61,636 1,870 1,309
    9 63,506 1,927 1,349
    10 65,433 1,985 1,390
    11 67,418 2,045 1,432
    12 69,463 2,108 1,475
    13 71,571 2,171 1,520
    14 73,742 2,237 1,566
    15 75,980 2,305 1,614
    16 78,285 2,375 1,663
    17 80,660 2,447 1,713
    18 83,107 2,521 1,765
    19 85,629 2,598 1,819
    20 88,227 2,677 1,874
    TOTAL $40,904 $28,633
  • 2
    LOCAL MONEY MARKET
    0.60%
    -
    $50,000
    N.A.
    Credit Union
    N.A.
    $50,000
     
    SCENARIO
    Year Rate
    0.60%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 300 210
    2 50,300 302 211
    3 50,602 304 213
    4 50,905 305 214
    5 51,211 307 215
    6 51,518 309 216
    7 51,827 311 218
    8 52,138 313 219
    9 52,451 315 220
    10 52,766 317 222
    11 53,082 318 223
    12 53,401 320 224
    13 53,721 322 226
    14 54,044 324 227
    15 54,368 326 228
    16 54,694 328 230
    17 55,022 330 231
    18 55,352 332 232
    19 55,684 334 234
    20 56,019 336 235
    TOTAL $6,355 $4,448

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑2.35% on September 16.

    Last change: ↑1.66% on April 4.

    Last change: ↑0.66% on February 4.
    No Penalty CD.

    Last change: ↓0.15% on September 23.

    Last change: ↓0.16% on September 18.
    3 Month CD.