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Comparison of Deposit Account from MINNEQUA WORKS with 0.30% - August 2025

Long-Term Analysis of MINNEQUA WORKS with 3.75% APY and MINNEQUA WORKS with 3.03% APY and MINNEQUA WORKS with 0.30% APY and FNB Bank with 0.75% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

MINNEQUA WORKS

3.75%

$50,000

15 Month

Credit Union

N.A.

$500

SCENARIO

Year	Rate 3.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,876	1,313
2	51,876	1,946	1,362
3	53,822	2,019	1,414
4	55,842	2,095	1,467
5	57,937	2,174	1,522
6	60,111	2,255	1,579
7	62,366	2,340	1,638
8	64,706	2,428	1,699
9	67,134	2,519	1,763
10	69,653	2,613	1,829
11	72,266	2,711	1,898
12	74,978	2,813	1,969
13	77,791	2,919	2,043
14	80,709	3,028	2,120
15	83,738	3,142	2,199
16	86,879	3,260	2,282
17	90,139	3,382	2,367
18	93,521	3,509	2,456
19	97,030	3,641	2,548
20	100,671	3,777	2,644
	TOTAL	$54,448	$38,114

LOCAL CD

MINNEQUA WORKS

3.03%

$50,000

30 Month

Credit Union

N.A.

$500

SCENARIO

Year	Rate 3.03%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,517	1,062
2	51,517	1,563	1,094
3	53,080	1,610	1,127
4	54,690	1,659	1,162
5	56,350	1,710	1,197
6	58,059	1,762	1,233
7	59,821	1,815	1,270
8	61,636	1,870	1,309
9	63,506	1,927	1,349
10	65,433	1,985	1,390
11	67,418	2,045	1,432
12	69,463	2,108	1,475
13	71,571	2,171	1,520
14	73,742	2,237	1,566
15	75,980	2,305	1,614
16	78,285	2,375	1,663
17	80,660	2,447	1,713
18	83,107	2,521	1,765
19	85,629	2,598	1,819
20	88,227	2,677	1,874
	TOTAL	$40,904	$28,633

LOCAL MONEY MARKET

MINNEQUA WORKS

0.30%

$50,000

N.A.

Credit Union

N.A.

$25,000

SCENARIO

Year	Rate 0.30%	Annual Interest	Annual Interest (After Tax)
1	50,000	150	105
2	50,150	150	105
3	50,300	151	106
4	50,451	151	106
5	50,603	152	106
6	50,755	152	107
7	50,907	153	107
8	51,059	153	107
9	51,213	154	108
10	51,366	154	108
11	51,520	155	108
12	51,675	155	109
13	51,830	155	109
14	51,985	156	109
15	52,141	156	109
16	52,298	157	110
17	52,455	157	110
18	52,612	158	110
19	52,770	158	111
20	52,928	159	111
	TOTAL	$3,087	$2,161

LOCAL CD

FNB Bank

0.75%

$50,000

60 Month

Bank

0.82x (National Avg. - 0.92%)

$10,000

SCENARIO

Year	Rate 0.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	375	263
2	50,375	378	264
3	50,753	381	266
4	51,133	384	268
5	51,517	386	270
6	51,903	389	272
7	52,293	392	275
8	52,685	395	277
9	53,080	398	279
10	53,478	401	281
11	53,879	404	283
12	54,283	407	285
13	54,690	410	287
14	55,101	413	289
15	55,514	416	291
16	55,930	419	294
17	56,350	423	296
18	56,772	426	298
19	57,198	429	300
20	57,627	432	303
	TOTAL	$8,059	$5,641

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.45%	$1,500	Learn More
Last change: ↑0.10% on July 13.
Finworth, a division of InsBank	4.45%	$50,000	Learn More
Last change: ↓0.05% on August 2. 7-Month CD.
My e-Banc, a division of Bradesco BAC Florida Bank	4.45%	$50,000	Learn More
Last change: ↓0.05% on April 30. Early Withdrawal Penalty is 3 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from MINNEQUA WORKS with 0.30% - August 2025

Long-Term Analysis of MINNEQUA WORKS with 3.75% APY and MINNEQUA WORKS with 3.03% APY and MINNEQUA WORKS with 0.30% APY and FNB Bank with 0.75% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from MINNEQUA WORKS with 0.30% - August 2025