Compare Savings vs. CDs
Comparison of Deposit Account from Mission Bank with 0.01%
- October 2026
Long-Term Analysis of Mission Bank with 0.01% APY and Loyal Trust Bank with 3.00% APY and EAST IDAHO with 1.76% APY and EAST IDAHO with 1.00% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.01%-$50,00024 MonthBank0.02x (National Avg. - 0.67%)$100,000SCENARIO
Year Rate
0.01%Annual
InterestAnnual Interest
(After Tax)1 50,000 5 4 2 50,005 5 4 3 50,010 5 4 4 50,015 5 4 5 50,020 5 4 6 50,025 5 4 7 50,030 5 4 8 50,035 5 4 9 50,040 5 4 10 50,045 5 4 11 50,050 5 4 12 50,055 5 4 13 50,060 5 4 14 50,065 5 4 15 50,070 5 4 16 50,075 5 4 17 50,080 5 4 18 50,085 5 4 19 50,090 5 4 20 50,095 5 4 TOTAL $100 $70 - 2LOCAL CD3.00%-$50,00024 MonthBank4.51x (National Avg. - 0.67%)$1,000SCENARIO
Year Rate
3.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,500 1,050 2 51,500 1,545 1,082 3 53,045 1,591 1,114 4 54,636 1,639 1,147 5 56,275 1,688 1,182 6 57,964 1,739 1,217 7 59,703 1,791 1,254 8 61,494 1,845 1,291 9 63,339 1,900 1,330 10 65,239 1,957 1,370 11 67,196 2,016 1,411 12 69,212 2,076 1,453 13 71,288 2,139 1,497 14 73,427 2,203 1,542 15 75,629 2,269 1,588 16 77,898 2,337 1,636 17 80,235 2,407 1,685 18 82,642 2,479 1,735 19 85,122 2,554 1,788 20 87,675 2,630 1,841 TOTAL $40,306 $28,214 - 3LOCAL CD1.76%-$50,00024 MonthCredit Union2.65x (National Avg. - 0.67%)$500SCENARIO
Year Rate
1.76%Annual
InterestAnnual Interest
(After Tax)1 50,000 880 616 2 50,880 895 627 3 51,775 911 638 4 52,687 927 649 5 53,614 944 661 6 54,558 960 672 7 55,518 977 684 8 56,495 994 696 9 57,489 1,012 708 10 58,501 1,030 721 11 59,531 1,048 733 12 60,578 1,066 746 13 61,645 1,085 759 14 62,730 1,104 773 15 63,834 1,123 786 16 64,957 1,143 800 17 66,100 1,163 814 18 67,264 1,184 829 19 68,448 1,205 843 20 69,652 1,226 858 TOTAL $20,878 $14,615 - 4LOCAL CD1.00%-$50,0006 MonthCredit Union2.48x (National Avg. - 0.40%)$500SCENARIO
Year Rate
1.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 500 350 2 50,500 505 354 3 51,005 510 357 4 51,515 515 361 5 52,030 520 364 6 52,551 526 368 7 53,076 531 372 8 53,607 536 375 9 54,143 541 379 10 54,684 547 383 11 55,231 552 387 12 55,783 558 390 13 56,341 563 394 14 56,905 569 398 15 57,474 575 402 16 58,048 580 406 17 58,629 586 410 18 59,215 592 415 19 59,807 598 419 20 60,405 604 423 TOTAL $11,010 $7,707
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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