This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.20% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 600 | 420 |
| 2 | 50,600 | 607 | 425 |
| 3 | 51,207 | 614 | 430 |
| 4 | 51,822 | 622 | 435 |
| 5 | 52,444 | 629 | 441 |
| 6 | 53,073 | 637 | 446 |
| 7 | 53,710 | 645 | 451 |
| 8 | 54,354 | 652 | 457 |
| 9 | 55,007 | 660 | 462 |
| 10 | 55,667 | 668 | 468 |
| 11 | 56,335 | 676 | 473 |
| 12 | 57,011 | 684 | 479 |
| 13 | 57,695 | 692 | 485 |
| 14 | 58,387 | 701 | 490 |
| 15 | 59,088 | 709 | 496 |
| 16 | 59,797 | 718 | 502 |
| 17 | 60,514 | 726 | 508 |
| 18 | 61,240 | 735 | 514 |
| 19 | 61,975 | 744 | 521 |
| 20 | 62,719 | 753 | 527 |
| TOTAL | $13,472 | $9,430 |
| Year | Rate 0.39% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 195 | 137 |
| 2 | 50,195 | 196 | 137 |
| 3 | 50,391 | 197 | 138 |
| 4 | 50,587 | 197 | 138 |
| 5 | 50,785 | 198 | 139 |
| 6 | 50,983 | 199 | 139 |
| 7 | 51,181 | 200 | 140 |
| 8 | 51,381 | 200 | 140 |
| 9 | 51,581 | 201 | 141 |
| 10 | 51,783 | 202 | 141 |
| 11 | 51,985 | 203 | 142 |
| 12 | 52,187 | 204 | 142 |
| 13 | 52,391 | 204 | 143 |
| 14 | 52,595 | 205 | 144 |
| 15 | 52,800 | 206 | 144 |
| 16 | 53,006 | 207 | 145 |
| 17 | 53,213 | 208 | 145 |
| 18 | 53,420 | 208 | 146 |
| 19 | 53,629 | 209 | 146 |
| 20 | 53,838 | 210 | 147 |
| TOTAL | $4,048 | $2,834 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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