Compare Savings vs. CDs
Comparison of Deposit Account from MYPOINT with 0.31%
- October 2026
Long-Term Analysis of MYPOINT with 0.31% APY and GENCO with 1.26% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.31%-$50,0006 MonthCredit Union0.77x (National Avg. - 0.40%)$10,000SCENARIO
Year Rate
0.31%Annual
InterestAnnual Interest
(After Tax)1 50,000 155 109 2 50,155 155 109 3 50,310 156 109 4 50,466 156 110 5 50,623 157 110 6 50,780 157 110 7 50,937 158 111 8 51,095 158 111 9 51,254 159 111 10 51,412 159 112 11 51,572 160 112 12 51,732 160 112 13 51,892 161 113 14 52,053 161 113 15 52,214 162 113 16 52,376 162 114 17 52,539 163 114 18 52,701 163 114 19 52,865 164 115 20 53,029 164 115 TOTAL $3,193 $2,235 - 2LOCAL CD1.26%-$50,00048 MonthCredit Union1.53x (National Avg. - 0.82%)$100,000SCENARIO
Year Rate
1.26%Annual
InterestAnnual Interest
(After Tax)1 50,000 630 441 2 50,630 638 447 3 51,268 646 452 4 51,914 654 458 5 52,568 662 464 6 53,230 671 469 7 53,901 679 475 8 54,580 688 481 9 55,268 696 487 10 55,964 705 494 11 56,669 714 500 12 57,384 723 506 13 58,107 732 512 14 58,839 741 519 15 59,580 751 525 16 60,331 760 532 17 61,091 770 539 18 61,861 779 546 19 62,640 789 552 20 63,429 799 559 TOTAL $14,229 $9,960
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
|
|
Take your savings to the next level with our 12-month online CD special! 12-Month |
||||
|
|
4.95% |
$10,000 |
Learn More | |
|
Last change: ↑0.45% on October 1. |
||||
|
|
4.85% |
$10,000 |
Learn More | |
|
Last change: ↑0.35% on October 1. |
||||
|
|
4.80% |
$10,000 |
Learn More | |
|
Last change: ↑0.30% on October 1. |
||||
|
|
4.65% |
$1,000 |
Learn More | |
|
Last change: ↑0.35% on September 25. |
||||
