This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.88% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,940 | 1,358 |
| 2 | 51,940 | 2,015 | 1,411 |
| 3 | 53,955 | 2,093 | 1,465 |
| 4 | 56,049 | 2,175 | 1,522 |
| 5 | 58,223 | 2,259 | 1,581 |
| 6 | 60,482 | 2,347 | 1,643 |
| 7 | 62,829 | 2,438 | 1,706 |
| 8 | 65,267 | 2,532 | 1,773 |
| 9 | 67,799 | 2,631 | 1,841 |
| 10 | 70,430 | 2,733 | 1,913 |
| 11 | 73,163 | 2,839 | 1,987 |
| 12 | 76,001 | 2,949 | 2,064 |
| 13 | 78,950 | 3,063 | 2,144 |
| 14 | 82,013 | 3,182 | 2,227 |
| 15 | 85,196 | 3,306 | 2,314 |
| 16 | 88,501 | 3,434 | 2,404 |
| 17 | 91,935 | 3,567 | 2,497 |
| 18 | 95,502 | 3,705 | 2,594 |
| 19 | 99,208 | 3,849 | 2,694 |
| 20 | 103,057 | 3,999 | 2,799 |
| TOTAL | $57,055 | $39,939 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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4.15% |
$1,000 |
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Last change: ↓0.15% on October 13. |
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4.15% |
$500 |
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4.10% |
$25,000 |
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Last change: ↓0.15% on November 26. |
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