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Comparison of Deposit Account from New Carlisle Federal Savings Bank with 0.77% - June 2025


Long-Term Analysis of GO ENERGY FINANCIAL with 0.25% APY and JOHNS HOPKINS with 0.40% APY and WINSTON-SALEM with 0.55% APY and New Carlisle Federal Savings Bank with 0.77% APY and OU with 1.51% APY and GTE with 3.51% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL MONEY MARKET
    GO ENERGY FINANCIAL
    0.25%
    -
    $50,000
    N.A.
    Credit Union
    N.A.
    $2,500
     
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792
  • 2
    LOCAL CD
    JOHNS HOPKINS
    0.40%
    -
    $50,000
    12 Month
    Credit Union
    0.72x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909
  • 3
    LOCAL CD
    WINSTON-SALEM
    0.55%
    -
    $50,000
    18 Month
    Credit Union
    0.95x (National Avg. - 0.58%)
    $100,000
     
    SCENARIO
    Year Rate
    0.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 275 193
    2 50,275 277 194
    3 50,552 278 195
    4 50,830 280 196
    5 51,109 281 197
    6 51,390 283 198
    7 51,673 284 199
    8 51,957 286 200
    9 52,243 287 201
    10 52,530 289 202
    11 52,819 291 203
    12 53,110 292 204
    13 53,402 294 206
    14 53,695 295 207
    15 53,991 297 208
    16 54,288 299 209
    17 54,586 300 210
    18 54,886 302 211
    19 55,188 304 212
    20 55,492 305 214
    TOTAL $5,797 $4,058
  • 4
    LOCAL CD
    New Carlisle Federal Savings Bank
    0.77%
    -
    $50,000
    36 Month
    Bank
    1.02x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    0.77%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 385 270
    2 50,385 388 272
    3 50,773 391 274
    4 51,164 394 276
    5 51,558 397 278
    6 51,955 400 280
    7 52,355 403 282
    8 52,758 406 284
    9 53,164 409 287
    10 53,574 413 289
    11 53,986 416 291
    12 54,402 419 293
    13 54,821 422 295
    14 55,243 425 298
    15 55,668 429 300
    16 56,097 432 302
    17 56,529 435 305
    18 56,964 439 307
    19 57,403 442 309
    20 57,845 445 312
    TOTAL $8,290 $5,803
  • 5
    LOCAL CD
    OU
    1.51%
    -
    $50,000
    6 Month
    Credit Union
    3.69x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    1.51%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 755 529
    2 50,755 766 536
    3 51,521 778 545
    4 52,299 790 553
    5 53,089 802 561
    6 53,891 814 570
    7 54,704 826 578
    8 55,531 839 587
    9 56,369 851 596
    10 57,220 864 605
    11 58,084 877 614
    12 58,961 890 623
    13 59,852 904 633
    14 60,755 917 642
    15 61,673 931 652
    16 62,604 945 662
    17 63,549 960 672
    18 64,509 974 682
    19 65,483 989 692
    20 66,472 1,004 703
    TOTAL $17,476 $12,233
  • 6
    LOCAL CD
    GTE
    3.51%
    -
    $50,000
    24 Month
    Credit Union
    5.31x (National Avg. - 0.66%)
    $500
     
    SCENARIO
    Year Rate
    3.51%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,755 1,229
    2 51,755 1,817 1,272
    3 53,572 1,880 1,316
    4 55,452 1,946 1,362
    5 57,398 2,015 1,410
    6 59,413 2,085 1,460
    7 61,498 2,159 1,511
    8 63,657 2,234 1,564
    9 65,891 2,313 1,619
    10 68,204 2,394 1,676
    11 70,598 2,478 1,735
    12 73,076 2,565 1,795
    13 75,641 2,655 1,859
    14 78,296 2,748 1,924
    15 81,044 2,845 1,991
    16 83,889 2,945 2,061
    17 86,833 3,048 2,133
    18 89,881 3,155 2,208
    19 93,036 3,266 2,286
    20 96,302 3,380 2,366
    TOTAL $49,682 $34,777

    All calculations are for demonstration purposes only.

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