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Comparison of Deposit Account from New Republic Savings Bank with 0.24% - November 2025


Long-Term Analysis of New Republic Savings Bank with 0.70% APY and New Republic Savings Bank with 0.77% APY and New Republic Savings Bank with 0.24% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    New Republic Savings Bank
    0.70%
    -
    $50,000
    18 Month
    Bank
    1.21x (National Avg. - 0.58%)
    $100,000
     
    SCENARIO
    Year Rate
    0.70%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 350 245
    2 50,350 352 247
    3 50,702 355 248
    4 51,057 357 250
    5 51,415 360 252
    6 51,775 362 254
    7 52,137 365 255
    8 52,502 368 257
    9 52,870 370 259
    10 53,240 373 261
    11 53,612 375 263
    12 53,988 378 265
    13 54,366 381 266
    14 54,746 383 268
    15 55,129 386 270
    16 55,515 389 272
    17 55,904 391 274
    18 56,295 394 276
    19 56,689 397 278
    20 57,086 400 280
    TOTAL $7,486 $5,240
  • 2
    LOCAL CD
    New Republic Savings Bank
    0.77%
    -
    $50,000
    36 Month
    Bank
    1.02x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    0.77%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 385 270
    2 50,385 388 272
    3 50,773 391 274
    4 51,164 394 276
    5 51,558 397 278
    6 51,955 400 280
    7 52,355 403 282
    8 52,758 406 284
    9 53,164 409 287
    10 53,574 413 289
    11 53,986 416 291
    12 54,402 419 293
    13 54,821 422 295
    14 55,243 425 298
    15 55,668 429 300
    16 56,097 432 302
    17 56,529 435 305
    18 56,964 439 307
    19 57,403 442 309
    20 57,845 445 312
    TOTAL $8,290 $5,803
  • 3
    LOCAL MONEY MARKET
    New Republic Savings Bank
    0.24%
    -
    $50,000
    N.A.
    Bank
    0.32x (National Avg. - 0.75%)
    $2,500
     
    SCENARIO
    Year Rate
    0.24%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 120 84
    2 50,120 120 84
    3 50,240 121 84
    4 50,361 121 85
    5 50,482 121 85
    6 50,603 121 85
    7 50,724 122 85
    8 50,846 122 85
    9 50,968 122 86
    10 51,090 123 86
    11 51,213 123 86
    12 51,336 123 86
    13 51,459 124 86
    14 51,583 124 87
    15 51,706 124 87
    16 51,831 124 87
    17 51,955 125 87
    18 52,080 125 87
    19 52,205 125 88
    20 52,330 126 88
    TOTAL $2,456 $1,719

    All calculations are for demonstration purposes only.

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