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Comparison of Deposit Account from North Arundel Savings Bank with 0.15% - November 2025


Long-Term Analysis of Home Bank of Arkansas with 0.95% APY and Home Bank of Arkansas with 0.20% APY and North Arundel Savings Bank with 0.15% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Home Bank of Arkansas
    0.95%
    -
    $50,000
    6 Month
    Bank
    2.34x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.95%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 473 331
    2 50,473 477 334
    3 50,950 482 337
    4 51,432 487 341
    5 51,919 491 344
    6 52,410 496 347
    7 52,906 500 350
    8 53,406 505 354
    9 53,912 510 357
    10 54,422 515 360
    11 54,937 520 364
    12 55,456 525 367
    13 55,981 530 371
    14 56,510 535 374
    15 57,045 540 378
    16 57,585 545 381
    17 58,129 550 385
    18 58,679 555 389
    19 59,234 560 392
    20 59,795 566 396
    TOTAL $10,360 $7,252
  • 2
    LOCAL MONEY MARKET
    Home Bank of Arkansas
    0.20%
    -
    $50,000
    N.A.
    Bank
    0.49x (National Avg. - 0.41%)
    $25,000
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 3
    LOCAL SAVINGS
    North Arundel Savings Bank
    0.15%
    -
    $50,000
    N.A.
    Bank
    0.66x (National Avg. - 0.23%)
    $2,500
     
    SCENARIO
    Year Rate
    0.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 75 53
    2 50,075 75 53
    3 50,150 75 53
    4 50,225 75 53
    5 50,301 75 53
    6 50,376 76 53
    7 50,452 76 53
    8 50,527 76 53
    9 50,603 76 53
    10 50,679 76 53
    11 50,755 76 53
    12 50,831 76 53
    13 50,907 76 53
    14 50,984 76 54
    15 51,060 77 54
    16 51,137 77 54
    17 51,214 77 54
    18 51,290 77 54
    19 51,367 77 54
    20 51,444 77 54
    TOTAL $1,522 $1,065

    All calculations are for demonstration purposes only.

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    Last change: ↓0.15% on October 13.

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