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Comparison of Deposit Account from Northeast Missouri State Bank with 0.25% - June 2025


Long-Term Analysis of ALLSOUTH with 0.63% APY and South Central Bank, Inc. with 0.75% APY and Canton Co-operative Bank with 0.40% APY and Northeast Missouri State Bank with 0.25% APY and Bank of Eastern Oregon with 0.40% APY and One Bank of Tennessee with 0.75% APY and PALMETTO CITIZENS with 4.16% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    ALLSOUTH
    0.63%
    -
    $50,000
    60 Month
    Credit Union
    0.68x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    0.63%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 315 221
    2 50,315 317 222
    3 50,632 319 223
    4 50,951 321 225
    5 51,272 323 226
    6 51,595 325 228
    7 51,920 327 229
    8 52,247 329 230
    9 52,576 331 232
    10 52,908 333 233
    11 53,241 335 235
    12 53,576 338 236
    13 53,914 340 238
    14 54,253 342 239
    15 54,595 344 241
    16 54,939 346 242
    17 55,285 348 244
    18 55,634 350 245
    19 55,984 353 247
    20 56,337 355 248
    TOTAL $6,692 $4,684
  • 2
    LOCAL CD
    South Central Bank, Inc.
    0.75%
    -
    $50,000
    48 Month
    Bank
    0.92x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641
  • 3
    LOCAL CD
    Canton Co-operative Bank
    0.40%
    -
    $50,000
    12 Month
    Bank
    0.72x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909
  • 4
    LOCAL CD
    Northeast Missouri State Bank
    0.25%
    -
    $50,000
    6 Month
    Bank
    0.61x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792
  • 5
    LOCAL CD
    Bank of Eastern Oregon
    0.40%
    -
    $50,000
    18 Month
    Bank
    0.69x (National Avg. - 0.58%)
    $500
     
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909
  • 6
    LOCAL CD
    One Bank of Tennessee
    0.75%
    -
    $50,000
    36 Month
    Bank
    0.99x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641
  • 7
    LOCAL CD
    PALMETTO CITIZENS
    4.16%
    -
    $50,000
    18 Month
    Credit Union
    7.16x (National Avg. - 0.58%)
    $250,000
     
    SCENARIO
    Year Rate
    4.16%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,080 1,456
    2 52,080 2,167 1,517
    3 54,247 2,257 1,580
    4 56,503 2,351 1,645
    5 58,854 2,448 1,714
    6 61,302 2,550 1,785
    7 63,852 2,656 1,859
    8 66,508 2,767 1,937
    9 69,275 2,882 2,017
    10 72,157 3,002 2,101
    11 75,159 3,127 2,189
    12 78,285 3,257 2,280
    13 81,542 3,392 2,375
    14 84,934 3,533 2,473
    15 88,467 3,680 2,576
    16 92,148 3,833 2,683
    17 95,981 3,993 2,795
    18 99,974 4,159 2,911
    19 104,133 4,332 3,032
    20 108,465 4,512 3,158
    TOTAL $62,977 $44,084

    All calculations are for demonstration purposes only.

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