This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.79% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 396 | 277 |
| 2 | 50,396 | 399 | 279 |
| 3 | 50,795 | 402 | 282 |
| 4 | 51,197 | 405 | 284 |
| 5 | 51,603 | 409 | 286 |
| 6 | 52,012 | 412 | 288 |
| 7 | 52,424 | 415 | 291 |
| 8 | 52,839 | 418 | 293 |
| 9 | 53,257 | 422 | 295 |
| 10 | 53,679 | 425 | 298 |
| 11 | 54,104 | 429 | 300 |
| 12 | 54,533 | 432 | 302 |
| 13 | 54,965 | 435 | 305 |
| 14 | 55,400 | 439 | 307 |
| 15 | 55,839 | 442 | 310 |
| 16 | 56,281 | 446 | 312 |
| 17 | 56,727 | 449 | 314 |
| 18 | 57,176 | 453 | 317 |
| 19 | 57,629 | 456 | 319 |
| 20 | 58,085 | 460 | 322 |
| TOTAL | $8,545 | $5,982 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$50,000 |
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Last change: ↑0.20% on December 7. |
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|
|
4.20% |
$1,000 |
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Last change: ↑0.05% on December 1. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↑0.10% on December 1. |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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