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Comparison of Deposit Account from NVE Bank with 0.38% - June 2025

Long-Term Analysis of CITIZENS EQUITY FIRST with 3.51% APY and NVE Bank with 0.24% APY and NVE Bank with 0.38% APY and GREATER TEXAS with 1.10% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

CITIZENS EQUITY FIRST

3.51%

$50,000

6 Month

Credit Union

8.58x (National Avg. - 0.41%)

$1,000

SCENARIO

Year	Rate 3.51%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,755	1,229
2	51,755	1,817	1,272
3	53,572	1,880	1,316
4	55,452	1,946	1,362
5	57,398	2,015	1,410
6	59,413	2,085	1,460
7	61,498	2,159	1,511
8	63,657	2,234	1,564
9	65,891	2,313	1,619
10	68,204	2,394	1,676
11	70,598	2,478	1,735
12	73,076	2,565	1,795
13	75,641	2,655	1,859
14	78,296	2,748	1,924
15	81,044	2,845	1,991
16	83,889	2,945	2,061
17	86,833	3,048	2,133
18	89,881	3,155	2,208
19	93,036	3,266	2,286
20	96,302	3,380	2,366
	TOTAL	$49,682	$34,777

LOCAL CD

NVE Bank

0.24%

$50,000

12 Month

Bank

0.43x (National Avg. - 0.55%)

$100,000

SCENARIO

Year	Rate 0.24%	Annual Interest	Annual Interest (After Tax)
1	50,000	120	84
2	50,120	120	84
3	50,240	121	84
4	50,361	121	85
5	50,482	121	85
6	50,603	121	85
7	50,724	122	85
8	50,846	122	85
9	50,968	122	86
10	51,090	123	86
11	51,213	123	86
12	51,336	123	86
13	51,459	124	86
14	51,583	124	87
15	51,706	124	87
16	51,831	124	87
17	51,955	125	87
18	52,080	125	87
19	52,205	125	88
20	52,330	126	88
	TOTAL	$2,456	$1,719

LOCAL CD

NVE Bank

0.38%

$50,000

36 Month

Bank

0.50x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 0.38%	Annual Interest	Annual Interest (After Tax)
1	50,000	190	133
2	50,190	191	134
3	50,381	191	134
4	50,572	192	135
5	50,764	193	135
6	50,957	194	136
7	51,151	194	136
8	51,345	195	137
9	51,540	196	137
10	51,736	197	138
11	51,933	197	138
12	52,130	198	139
13	52,328	199	139
14	52,527	200	140
15	52,727	200	140
16	52,927	201	141
17	53,128	202	141
18	53,330	203	142
19	53,533	203	142
20	53,736	204	143
	TOTAL	$3,940	$2,758

LOCAL CD

GREATER TEXAS

1.10%

$50,000

30 Month

Credit Union

N.A.

$10,000

SCENARIO

Year	Rate 1.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	550	385
2	50,550	556	389
3	51,106	562	394
4	51,668	568	398
5	52,237	575	402
6	52,811	581	407
7	53,392	587	411
8	53,979	594	416
9	54,573	600	420
10	55,173	607	425
11	55,780	614	430
12	56,394	620	434
13	57,014	627	439
14	57,641	634	444
15	58,276	641	449
16	58,917	648	454
17	59,565	655	459
18	60,220	662	464
19	60,882	670	469
20	61,552	677	474
	TOTAL	$12,229	$8,560

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from NVE Bank with 0.38% - June 2025

Long-Term Analysis of CITIZENS EQUITY FIRST with 3.51% APY and NVE Bank with 0.24% APY and NVE Bank with 0.38% APY and GREATER TEXAS with 1.10% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from NVE Bank with 0.38% - June 2025