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Comparison of Deposit Account from OHIO VALLEY COMMUNITY with 1.06% - October 2026


Long-Term Analysis of Riverside Bank with 0.25% APY and CNB Bank with 0.22% APY and OHIO VALLEY COMMUNITY with 1.06% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL MONEY MARKET
    Riverside Bank
    0.25%
    -
    $50,000
    N.A.
    Bank
    N.A.
    $2,500
     
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792
  • 2
    LOCAL CD
    CNB Bank
    0.22%
    -
    $50,000
    6 Month
    Bank
    0.54x (National Avg. - 0.40%)
    $100,000
     
    SCENARIO
    Year Rate
    0.22%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 110 77
    2 50,110 110 77
    3 50,220 110 77
    4 50,331 111 78
    5 50,441 111 78
    6 50,552 111 78
    7 50,664 111 78
    8 50,775 112 78
    9 50,887 112 78
    10 50,999 112 79
    11 51,111 112 79
    12 51,223 113 79
    13 51,336 113 79
    14 51,449 113 79
    15 51,562 113 79
    16 51,676 114 80
    17 51,789 114 80
    18 51,903 114 80
    19 52,017 114 80
    20 52,132 115 80
    TOTAL $2,247 $1,573
  • 3
    LOCAL CD
    OHIO VALLEY COMMUNITY
    1.06%
    -
    $50,000
    18 Month
    Credit Union
    1.83x (National Avg. - 0.58%)
    $100,000
     
    SCENARIO
    Year Rate
    1.06%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 530 371
    2 50,530 536 375
    3 51,066 541 379
    4 51,607 547 383
    5 52,154 553 387
    6 52,707 559 391
    7 53,265 565 395
    8 53,830 571 399
    9 54,401 577 404
    10 54,977 583 408
    11 55,560 589 412
    12 56,149 595 417
    13 56,744 601 421
    14 57,346 608 426
    15 57,954 614 430
    16 58,568 621 435
    17 59,189 627 439
    18 59,816 634 444
    19 60,450 641 449
    20 61,091 648 453
    TOTAL $11,738 $8,217

    All calculations are for demonstration purposes only.

    Featured CD Rates

    Advertiser Disclosure
    ONLINE BANKS APY? MIN?

    Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD.

    12-Month

    Last change: ↑0.05% on October 8.
    Early Withdrawal Penalty is 730 days interest.

    Last change: ↑0.10% on October 8.
    Early Withdrawal Penalty is 365 days interest.

    Last change: ↑0.05% on October 8.
    Early Withdrawal Penalty is 365 days interest.

    Last change: ↑0.66% on April 27.

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