Compare Savings vs. CDs
Comparison of Deposit Account from OHIO VALLEY COMMUNITY with 1.16%
- October 2026
Long-Term Analysis of ARIZONA with 0.90% APY and OHIO VALLEY COMMUNITY with 1.16% APY and CNB Bank with 0.38% APY and CNB Bank with 0.38% APY and ST. MARY'S & AFFILIATES with 0.25% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.90%-$50,00036 MonthCredit Union1.19x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
0.90%Annual
InterestAnnual Interest
(After Tax)1 50,000 450 315 2 50,450 454 318 3 50,904 458 321 4 51,362 462 324 5 51,824 466 326 6 52,291 471 329 7 52,761 475 332 8 53,236 479 335 9 53,715 483 338 10 54,199 488 341 11 54,687 492 345 12 55,179 497 348 13 55,675 501 351 14 56,177 506 354 15 56,682 510 357 16 57,192 515 360 17 57,707 519 364 18 58,226 524 367 19 58,750 529 370 20 59,279 534 373 TOTAL $9,813 $6,869 - 2LOCAL CD1.16%-$50,00024 MonthCredit Union1.74x (National Avg. - 0.67%)$100,000SCENARIO
Year Rate
1.16%Annual
InterestAnnual Interest
(After Tax)1 50,000 580 406 2 50,580 587 411 3 51,167 594 415 4 51,760 600 420 5 52,361 607 425 6 52,968 614 430 7 53,582 622 435 8 54,204 629 440 9 54,833 636 445 10 55,469 643 450 11 56,112 651 456 12 56,763 658 461 13 57,422 666 466 14 58,088 674 472 15 58,762 682 477 16 59,443 690 483 17 60,133 698 488 18 60,830 706 494 19 61,536 714 500 20 62,250 722 505 TOTAL $12,972 $9,080 - 3LOCAL CD0.38%-$50,00012 MonthBank0.69x (National Avg. - 0.55%)$10,000SCENARIO
Year Rate
0.38%Annual
InterestAnnual Interest
(After Tax)1 50,000 190 133 2 50,190 191 134 3 50,381 191 134 4 50,572 192 135 5 50,764 193 135 6 50,957 194 136 7 51,151 194 136 8 51,345 195 137 9 51,540 196 137 10 51,736 197 138 11 51,933 197 138 12 52,130 198 139 13 52,328 199 139 14 52,527 200 140 15 52,727 200 140 16 52,927 201 141 17 53,128 202 141 18 53,330 203 142 19 53,533 203 142 20 53,736 204 143 TOTAL $3,940 $2,758 - 4LOCAL CD0.38%-$50,00012 MonthBank0.69x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
0.38%Annual
InterestAnnual Interest
(After Tax)1 50,000 190 133 2 50,190 191 134 3 50,381 191 134 4 50,572 192 135 5 50,764 193 135 6 50,957 194 136 7 51,151 194 136 8 51,345 195 137 9 51,540 196 137 10 51,736 197 138 11 51,933 197 138 12 52,130 198 139 13 52,328 199 139 14 52,527 200 140 15 52,727 200 140 16 52,927 201 141 17 53,128 202 141 18 53,330 203 142 19 53,533 203 142 20 53,736 204 143 TOTAL $3,940 $2,758 - 5LOCAL CD0.25%-$50,00048 MonthCredit Union0.30x (National Avg. - 0.82%)$100,000SCENARIO
Year Rate
0.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 125 88 2 50,125 125 88 3 50,250 126 88 4 50,376 126 88 5 50,502 126 88 6 50,628 127 89 7 50,755 127 89 8 50,882 127 89 9 51,009 128 89 10 51,136 128 89 11 51,264 128 90 12 51,392 128 90 13 51,521 129 90 14 51,650 129 90 15 51,779 129 91 16 51,908 130 91 17 52,038 130 91 18 52,168 130 91 19 52,298 131 92 20 52,429 131 92 TOTAL $2,560 $1,792
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD. 12-Month |
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5.00% |
$10,000 |
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Last change: ↑0.05% on October 8. |
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4.95% |
$10,000 |
Learn More | |
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Last change: ↑0.10% on October 8. |
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4.85% |
$10,000 |
Learn More | |
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Last change: ↑0.05% on October 8. |
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4.70% |
$500 |
Learn More | |
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Last change: ↑0.66% on April 27. |
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