Compare Savings vs. CDs
Comparison of Deposit Account from ONPOINT COMMUNITY with 2.61%
- October 2026
Long-Term Analysis of FRICK TRI-COUNTY with 1.00% APY and ONPOINT COMMUNITY with 2.61% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD1.00%-$50,00048 MonthCredit Union1.22x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
1.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 500 350 2 50,500 505 354 3 51,005 510 357 4 51,515 515 361 5 52,030 520 364 6 52,551 526 368 7 53,076 531 372 8 53,607 536 375 9 54,143 541 379 10 54,684 547 383 11 55,231 552 387 12 55,783 558 390 13 56,341 563 394 14 56,905 569 398 15 57,474 575 402 16 58,048 580 406 17 58,629 586 410 18 59,215 592 415 19 59,807 598 419 20 60,405 604 423 TOTAL $11,010 $7,707 - 2LOCAL CD2.61%-$50,00024 MonthCredit Union3.93x (National Avg. - 0.66%)$1,001SCENARIO
Year Rate
2.61%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,305 914 2 51,305 1,339 937 3 52,644 1,374 962 4 54,018 1,410 987 5 55,428 1,447 1,013 6 56,875 1,484 1,039 7 58,359 1,523 1,066 8 59,882 1,563 1,094 9 61,445 1,604 1,123 10 63,049 1,646 1,152 11 64,694 1,689 1,182 12 66,383 1,733 1,213 13 68,116 1,778 1,244 14 69,893 1,824 1,277 15 71,718 1,872 1,310 16 73,589 1,921 1,344 17 75,510 1,971 1,380 18 77,481 2,022 1,416 19 79,503 2,075 1,453 20 81,578 2,129 1,490 TOTAL $33,707 $23,595
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
Learn More | |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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