Compare Savings vs. CDs
Comparison of Deposit Account from Opus Bank with 0.50%
- October 2026
Long-Term Analysis of Frontier State Bank with 1.81% APY and HOUSTON with 1.37% APY and Opus Bank with 0.50% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD1.81%-$50,00036 MonthBank2.38x (National Avg. - 0.76%)$1,000SCENARIO
Year Rate
1.81%Annual
InterestAnnual Interest
(After Tax)1 50,000 905 634 2 50,905 921 645 3 51,826 938 657 4 52,764 955 669 5 53,719 972 681 6 54,692 990 693 7 55,682 1,008 705 8 56,690 1,026 718 9 57,716 1,045 731 10 58,760 1,064 744 11 59,824 1,083 758 12 60,907 1,102 772 13 62,009 1,122 786 14 63,131 1,143 800 15 64,274 1,163 814 16 65,437 1,184 829 17 66,622 1,206 844 18 67,828 1,228 859 19 69,055 1,250 875 20 70,305 1,273 891 TOTAL $21,578 $15,105 - 2LOCAL CD1.37%-$50,00060 MonthCredit Union1.48x (National Avg. - 0.93%)$100,000SCENARIO
Year Rate
1.37%Annual
InterestAnnual Interest
(After Tax)1 50,000 685 480 2 50,685 694 486 3 51,379 704 493 4 52,083 714 499 5 52,797 723 506 6 53,520 733 513 7 54,253 743 520 8 54,997 753 527 9 55,750 764 535 10 56,514 774 542 11 57,288 785 549 12 58,073 796 557 13 58,869 806 565 14 59,675 818 572 15 60,493 829 580 16 61,321 840 588 17 62,161 852 596 18 63,013 863 604 19 63,876 875 613 20 64,751 887 621 TOTAL $15,639 $10,947 - 3LOCAL CD0.50%-$50,00018 MonthBank0.86x (National Avg. - 0.58%)$10,000SCENARIO
Year Rate
0.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 250 175 2 50,250 251 176 3 50,501 253 177 4 50,754 254 178 5 51,008 255 179 6 51,263 256 179 7 51,519 258 180 8 51,776 259 181 9 52,035 260 182 10 52,296 261 183 11 52,557 263 184 12 52,820 264 185 13 53,084 265 186 14 53,349 267 187 15 53,616 268 188 16 53,884 269 189 17 54,154 271 190 18 54,424 272 190 19 54,696 273 191 20 54,970 275 192 TOTAL $5,245 $3,671
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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