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Comparison of Deposit Account from Orange Bank &Trust Company with 0.30% - August 2025


Long-Term Analysis of First Financial Bank, National Association with 0.05% APY and Forcht Bank, National Association with 1.26% APY and Orange Bank &Trust Company with 0.30% APY and First Northern Bank of Wyoming with 2.17% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL SAVINGS
    First Financial Bank, National Association
    0.05%
    -
    $50,000
    N.A.
    Bank
    0.22x (National Avg. - 0.23%)
    $2,500
     
    SCENARIO
    Year Rate
    0.05%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 25 18
    2 50,025 25 18
    3 50,050 25 18
    4 50,075 25 18
    5 50,100 25 18
    6 50,125 25 18
    7 50,150 25 18
    8 50,175 25 18
    9 50,200 25 18
    10 50,225 25 18
    11 50,251 25 18
    12 50,276 25 18
    13 50,301 25 18
    14 50,326 25 18
    15 50,351 25 18
    16 50,376 25 18
    17 50,402 25 18
    18 50,427 25 18
    19 50,452 25 18
    20 50,477 25 18
    TOTAL $502 $352
  • 2
    LOCAL CD
    Forcht Bank, National Association
    1.26%
    -
    $50,000
    36 Month
    Bank
    1.67x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    1.26%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 630 441
    2 50,630 638 447
    3 51,268 646 452
    4 51,914 654 458
    5 52,568 662 464
    6 53,230 671 469
    7 53,901 679 475
    8 54,580 688 481
    9 55,268 696 487
    10 55,964 705 494
    11 56,669 714 500
    12 57,384 723 506
    13 58,107 732 512
    14 58,839 741 519
    15 59,580 751 525
    16 60,331 760 532
    17 61,091 770 539
    18 61,861 779 546
    19 62,640 789 552
    20 63,429 799 559
    TOTAL $14,229 $9,960
  • 3
    LOCAL CD
    Orange Bank &Trust Company
    0.30%
    -
    $50,000
    6 Month
    Bank
    0.73x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 150 105
    2 50,150 150 105
    3 50,300 151 106
    4 50,451 151 106
    5 50,603 152 106
    6 50,755 152 107
    7 50,907 153 107
    8 51,059 153 107
    9 51,213 154 108
    10 51,366 154 108
    11 51,520 155 108
    12 51,675 155 109
    13 51,830 155 109
    14 51,985 156 109
    15 52,141 156 109
    16 52,298 157 110
    17 52,455 157 110
    18 52,612 158 110
    19 52,770 158 111
    20 52,928 159 111
    TOTAL $3,087 $2,161
  • 4
    LOCAL CD
    First Northern Bank of Wyoming
    2.17%
    -
    $50,000
    48 Month
    Bank
    2.66x (National Avg. - 0.82%)
    $100
     
    SCENARIO
    Year Rate
    2.17%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,085 760
    2 51,085 1,109 776
    3 52,194 1,133 793
    4 53,326 1,157 810
    5 54,483 1,182 828
    6 55,666 1,208 846
    7 56,874 1,234 864
    8 58,108 1,261 883
    9 59,369 1,288 902
    10 60,657 1,316 921
    11 61,973 1,345 941
    12 63,318 1,374 962
    13 64,692 1,404 983
    14 66,096 1,434 1,004
    15 67,530 1,465 1,026
    16 68,996 1,497 1,048
    17 70,493 1,530 1,071
    18 72,022 1,563 1,094
    19 73,585 1,597 1,118
    20 75,182 1,631 1,142
    TOTAL $26,814 $18,769

    All calculations are for demonstration purposes only.

    Featured CD Rates

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    Last change: ↓0.50% on October 1, 2024.

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