Home
Compare Products

Compare Savings vs. CDs
Comparison of Deposit Account from ORLANDO with 0.50% - June 2025

Long-Term Analysis of ORLANDO with 0.50% APY and Banner Bank with 2.38% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

ORLANDO

0.50%

$50,000

24 Month

Credit Union

0.76x (National Avg. - 0.66%)

$100,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

LOCAL SAVINGS

Banner Bank

2.38%

$50,000

N.A.

Bank

10.58x (National Avg. - 0.23%)

$50,000

SCENARIO

Year	Rate 2.38%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,190	833
2	51,190	1,218	853
3	52,408	1,247	873
4	53,656	1,277	894
5	54,933	1,307	915
6	56,240	1,339	937
7	57,579	1,370	959
8	58,949	1,403	982
9	60,352	1,436	1,005
10	61,788	1,471	1,029
11	63,259	1,506	1,054
12	64,764	1,541	1,079
13	66,306	1,578	1,105
14	67,884	1,616	1,131
15	69,500	1,654	1,158
16	71,154	1,693	1,185
17	72,847	1,734	1,214
18	74,581	1,775	1,243
19	76,356	1,817	1,272
20	78,173	1,861	1,302
	TOTAL	$30,034	$21,024

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from ORLANDO with 0.50% - June 2025

Long-Term Analysis of ORLANDO with 0.50% APY and Banner Bank with 2.38% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from ORLANDO with 0.50% - June 2025