This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.06% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 30 | 21 |
| 2 | 50,030 | 30 | 21 |
| 3 | 50,060 | 30 | 21 |
| 4 | 50,090 | 30 | 21 |
| 5 | 50,120 | 30 | 21 |
| 6 | 50,150 | 30 | 21 |
| 7 | 50,180 | 30 | 21 |
| 8 | 50,210 | 30 | 21 |
| 9 | 50,241 | 30 | 21 |
| 10 | 50,271 | 30 | 21 |
| 11 | 50,301 | 30 | 21 |
| 12 | 50,331 | 30 | 21 |
| 13 | 50,361 | 30 | 21 |
| 14 | 50,391 | 30 | 21 |
| 15 | 50,422 | 30 | 21 |
| 16 | 50,452 | 30 | 21 |
| 17 | 50,482 | 30 | 21 |
| 18 | 50,512 | 30 | 21 |
| 19 | 50,543 | 30 | 21 |
| 20 | 50,573 | 30 | 21 |
| TOTAL | $603 | $422 |
| Year | Rate 1.21% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 603 | 422 |
| 2 | 50,603 | 610 | 427 |
| 3 | 51,213 | 618 | 432 |
| 4 | 51,831 | 625 | 438 |
| 5 | 52,456 | 633 | 443 |
| 6 | 53,089 | 640 | 448 |
| 7 | 53,729 | 648 | 454 |
| 8 | 54,377 | 656 | 459 |
| 9 | 55,033 | 664 | 465 |
| 10 | 55,696 | 672 | 470 |
| 11 | 56,368 | 680 | 476 |
| 12 | 57,048 | 688 | 482 |
| 13 | 57,736 | 696 | 487 |
| 14 | 58,432 | 705 | 493 |
| 15 | 59,137 | 713 | 499 |
| 16 | 59,850 | 722 | 505 |
| 17 | 60,572 | 730 | 511 |
| 18 | 61,302 | 739 | 518 |
| 19 | 62,042 | 748 | 524 |
| 20 | 62,790 | 757 | 530 |
| TOTAL | $13,547 | $9,483 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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Last change: ↓0.05% on April 30. |
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|
|
4.50% |
$50,000 |
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Last change: ↑0.20% on April 9. |
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|
|
4.50% |
$500 |
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|
Last change: ↓0.50% on February 25. |
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