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Comparison of Deposit Account from PALMETTO CITIZENS with 3.85% - September 2026


Long-Term Analysis of PALMETTO CITIZENS with 3.85% APY and PALMETTO CITIZENS with 3.34% APY and PALMETTO CITIZENS with 3.49% APY and PALMETTO CITIZENS with 3.09% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    PALMETTO CITIZENS
    3.85%
    -
    $50,000
    24 Month
    Credit Union
    5.81x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    3.85%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,925 1,348
    2 51,925 1,999 1,399
    3 53,924 2,076 1,453
    4 56,000 2,156 1,509
    5 58,156 2,239 1,567
    6 60,395 2,325 1,628
    7 62,720 2,415 1,690
    8 65,135 2,508 1,755
    9 67,643 2,604 1,823
    10 70,247 2,705 1,893
    11 72,952 2,809 1,966
    12 75,760 2,917 2,042
    13 78,677 3,029 2,120
    14 81,706 3,146 2,202
    15 84,852 3,267 2,287
    16 88,119 3,393 2,375
    17 91,511 3,523 2,466
    18 95,034 3,659 2,561
    19 98,693 3,800 2,660
    20 102,493 3,946 2,762
    TOTAL $56,439 $39,507
  • 2
    LOCAL CD
    PALMETTO CITIZENS
    3.34%
    -
    $50,000
    36 Month
    Credit Union
    4.41x (National Avg. - 0.76%)
    $100,000
     
    SCENARIO
    Year Rate
    3.34%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,670 1,169
    2 51,670 1,726 1,208
    3 53,396 1,783 1,248
    4 55,179 1,843 1,290
    5 57,022 1,905 1,333
    6 58,927 1,968 1,378
    7 60,895 2,034 1,424
    8 62,929 2,102 1,471
    9 65,031 2,172 1,520
    10 67,203 2,245 1,571
    11 69,447 2,320 1,624
    12 71,767 2,397 1,678
    13 74,164 2,477 1,734
    14 76,641 2,560 1,792
    15 79,201 2,645 1,852
    16 81,846 2,734 1,914
    17 84,580 2,825 1,977
    18 87,404 2,919 2,044
    19 90,324 3,017 2,112
    20 93,341 3,118 2,182
    TOTAL $46,458 $32,521
  • 3
    LOCAL CD
    PALMETTO CITIZENS
    3.49%
    -
    $50,000
    6 Month
    Credit Union
    8.66x (National Avg. - 0.40%)
    $100,000
     
    SCENARIO
    Year Rate
    3.49%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,745 1,222
    2 51,745 1,806 1,264
    3 53,551 1,869 1,308
    4 55,420 1,934 1,354
    5 57,354 2,002 1,401
    6 59,356 2,072 1,450
    7 61,427 2,144 1,501
    8 63,571 2,219 1,553
    9 65,790 2,296 1,607
    10 68,086 2,376 1,663
    11 70,462 2,459 1,721
    12 72,921 2,545 1,781
    13 75,466 2,634 1,844
    14 78,100 2,726 1,908
    15 80,825 2,821 1,975
    16 83,646 2,919 2,043
    17 86,565 3,021 2,115
    18 89,587 3,127 2,189
    19 92,713 3,236 2,265
    20 95,949 3,349 2,344
    TOTAL $49,297 $34,508
  • 4
    LOCAL CD
    PALMETTO CITIZENS
    3.09%
    -
    $50,000
    60 Month
    Credit Union
    3.34x (National Avg. - 0.93%)
    $100,000
     
    SCENARIO
    Year Rate
    3.09%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,545 1,082
    2 51,545 1,593 1,115
    3 53,138 1,642 1,149
    4 54,780 1,693 1,185
    5 56,472 1,745 1,221
    6 58,217 1,799 1,259
    7 60,016 1,855 1,298
    8 61,871 1,912 1,338
    9 63,783 1,971 1,380
    10 65,753 2,032 1,422
    11 67,785 2,095 1,466
    12 69,880 2,159 1,512
    13 72,039 2,226 1,558
    14 74,265 2,295 1,606
    15 76,560 2,366 1,656
    16 78,926 2,439 1,707
    17 81,364 2,514 1,760
    18 83,879 2,592 1,814
    19 86,470 2,672 1,870
    20 89,142 2,754 1,928
    TOTAL $41,897 $29,328

    All calculations are for demonstration purposes only.

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