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Comparison of Deposit Account from PALMETTO CITIZENS with 3.29% - November 2025


Long-Term Analysis of PALMETTO CITIZENS with 3.80% APY and PALMETTO CITIZENS with 3.29% APY and PALMETTO CITIZENS with 3.09% APY and PALMETTO CITIZENS with 0.90% APY and PALMETTO CITIZENS with 3.39% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    PALMETTO CITIZENS
    3.80%
    -
    $50,000
    12 Month
    Credit Union
    6.92x (National Avg. - 0.55%)
    $500
     
    SCENARIO
    Year Rate
    3.80%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,900 1,330
    2 51,900 1,972 1,381
    3 53,872 2,047 1,433
    4 55,919 2,125 1,487
    5 58,044 2,206 1,544
    6 60,250 2,289 1,603
    7 62,539 2,376 1,664
    8 64,916 2,467 1,727
    9 67,383 2,561 1,792
    10 69,943 2,658 1,860
    11 72,601 2,759 1,931
    12 75,360 2,864 2,005
    13 78,224 2,972 2,081
    14 81,196 3,085 2,160
    15 84,282 3,203 2,242
    16 87,484 3,324 2,327
    17 90,809 3,451 2,416
    18 94,259 3,582 2,507
    19 97,841 3,718 2,603
    20 101,559 3,859 2,701
    TOTAL $55,419 $38,793
  • 2
    LOCAL CD
    PALMETTO CITIZENS
    3.29%
    -
    $50,000
    30 Month
    Credit Union
    N.A.
    $500
     
    SCENARIO
    Year Rate
    3.29%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,645 1,152
    2 51,645 1,699 1,189
    3 53,344 1,755 1,229
    4 55,099 1,813 1,269
    5 56,912 1,872 1,311
    6 58,784 1,934 1,354
    7 60,718 1,998 1,398
    8 62,716 2,063 1,444
    9 64,779 2,131 1,492
    10 66,911 2,201 1,541
    11 69,112 2,274 1,592
    12 71,386 2,349 1,644
    13 73,734 2,426 1,698
    14 76,160 2,506 1,754
    15 78,666 2,588 1,812
    16 81,254 2,673 1,871
    17 83,927 2,761 1,933
    18 86,688 2,852 1,996
    19 89,540 2,946 2,062
    20 92,486 3,043 2,130
    TOTAL $45,529 $31,870
  • 3
    LOCAL CD
    PALMETTO CITIZENS
    3.09%
    -
    $50,000
    48 Month
    Credit Union
    3.77x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    3.09%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,545 1,082
    2 51,545 1,593 1,115
    3 53,138 1,642 1,149
    4 54,780 1,693 1,185
    5 56,472 1,745 1,221
    6 58,217 1,799 1,259
    7 60,016 1,855 1,298
    8 61,871 1,912 1,338
    9 63,783 1,971 1,380
    10 65,753 2,032 1,422
    11 67,785 2,095 1,466
    12 69,880 2,159 1,512
    13 72,039 2,226 1,558
    14 74,265 2,295 1,606
    15 76,560 2,366 1,656
    16 78,926 2,439 1,707
    17 81,364 2,514 1,760
    18 83,879 2,592 1,814
    19 86,470 2,672 1,870
    20 89,142 2,754 1,928
    TOTAL $41,897 $29,328
  • 4
    LOCAL MONEY MARKET
    PALMETTO CITIZENS
    0.90%
    -
    $50,000
    N.A.
    Credit Union
    1.10x (National Avg. - 0.82%)
    $0
     
    SCENARIO
    Year Rate
    0.90%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 450 315
    2 50,450 454 318
    3 50,904 458 321
    4 51,362 462 324
    5 51,824 466 326
    6 52,291 471 329
    7 52,761 475 332
    8 53,236 479 335
    9 53,715 483 338
    10 54,199 488 341
    11 54,687 492 345
    12 55,179 497 348
    13 55,675 501 351
    14 56,177 506 354
    15 56,682 510 357
    16 57,192 515 360
    17 57,707 519 364
    18 58,226 524 367
    19 58,750 529 370
    20 59,279 534 373
    TOTAL $9,813 $6,869
  • 5
    LOCAL CD
    PALMETTO CITIZENS
    3.39%
    -
    $50,000
    36 Month
    Credit Union
    4.50x (National Avg. - 0.75%)
    $250,000
     
    SCENARIO
    Year Rate
    3.39%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,695 1,187
    2 51,695 1,752 1,227
    3 53,447 1,812 1,268
    4 55,259 1,873 1,311
    5 57,133 1,937 1,356
    6 59,069 2,002 1,402
    7 61,072 2,070 1,449
    8 63,142 2,141 1,498
    9 65,283 2,213 1,549
    10 67,496 2,288 1,602
    11 69,784 2,366 1,656
    12 72,150 2,446 1,712
    13 74,595 2,529 1,770
    14 77,124 2,615 1,830
    15 79,739 2,703 1,892
    16 82,442 2,795 1,956
    17 85,237 2,890 2,023
    18 88,126 2,987 2,091
    19 91,114 3,089 2,162
    20 94,202 3,193 2,235
    TOTAL $47,396 $33,177

    All calculations are for demonstration purposes only.

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