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Comparison of Deposit Account from PALMETTO CITIZENS with 3.24% - September 2026


Long-Term Analysis of PALMETTO CITIZENS with 3.24% APY and PALMETTO CITIZENS with 3.29% APY and PALMETTO CITIZENS with 3.34% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    PALMETTO CITIZENS
    3.24%
    -
    $50,000
    30 Month
    Credit Union
    N.A.
    $100,000
     
    SCENARIO
    Year Rate
    3.24%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,620 1,134
    2 51,620 1,672 1,171
    3 53,292 1,727 1,209
    4 55,019 1,783 1,248
    5 56,802 1,840 1,288
    6 58,642 1,900 1,330
    7 60,542 1,962 1,373
    8 62,504 2,025 1,418
    9 64,529 2,091 1,464
    10 66,620 2,158 1,511
    11 68,778 2,228 1,560
    12 71,006 2,301 1,610
    13 73,307 2,375 1,663
    14 75,682 2,452 1,716
    15 78,134 2,532 1,772
    16 80,666 2,614 1,830
    17 83,279 2,698 1,889
    18 85,978 2,786 1,950
    19 88,763 2,876 2,013
    20 91,639 2,969 2,078
    TOTAL $44,608 $31,226
  • 2
    LOCAL CD
    PALMETTO CITIZENS
    3.29%
    -
    $50,000
    36 Month
    Credit Union
    4.34x (National Avg. - 0.76%)
    $500
     
    SCENARIO
    Year Rate
    3.29%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,645 1,152
    2 51,645 1,699 1,189
    3 53,344 1,755 1,229
    4 55,099 1,813 1,269
    5 56,912 1,872 1,311
    6 58,784 1,934 1,354
    7 60,718 1,998 1,398
    8 62,716 2,063 1,444
    9 64,779 2,131 1,492
    10 66,911 2,201 1,541
    11 69,112 2,274 1,592
    12 71,386 2,349 1,644
    13 73,734 2,426 1,698
    14 76,160 2,506 1,754
    15 78,666 2,588 1,812
    16 81,254 2,673 1,871
    17 83,927 2,761 1,933
    18 86,688 2,852 1,996
    19 89,540 2,946 2,062
    20 92,486 3,043 2,130
    TOTAL $45,529 $31,870
  • 3
    LOCAL CD
    PALMETTO CITIZENS
    3.34%
    -
    $50,000
    48 Month
    Credit Union
    4.07x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    3.34%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,670 1,169
    2 51,670 1,726 1,208
    3 53,396 1,783 1,248
    4 55,179 1,843 1,290
    5 57,022 1,905 1,333
    6 58,927 1,968 1,378
    7 60,895 2,034 1,424
    8 62,929 2,102 1,471
    9 65,031 2,172 1,520
    10 67,203 2,245 1,571
    11 69,447 2,320 1,624
    12 71,767 2,397 1,678
    13 74,164 2,477 1,734
    14 76,641 2,560 1,792
    15 79,201 2,645 1,852
    16 81,846 2,734 1,914
    17 84,580 2,825 1,977
    18 87,404 2,919 2,044
    19 90,324 3,017 2,112
    20 93,341 3,118 2,182
    TOTAL $46,458 $32,521

    All calculations are for demonstration purposes only.

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