This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.34% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,670 | 1,169 |
| 2 | 51,670 | 1,726 | 1,208 |
| 3 | 53,396 | 1,783 | 1,248 |
| 4 | 55,179 | 1,843 | 1,290 |
| 5 | 57,022 | 1,905 | 1,333 |
| 6 | 58,927 | 1,968 | 1,378 |
| 7 | 60,895 | 2,034 | 1,424 |
| 8 | 62,929 | 2,102 | 1,471 |
| 9 | 65,031 | 2,172 | 1,520 |
| 10 | 67,203 | 2,245 | 1,571 |
| 11 | 69,447 | 2,320 | 1,624 |
| 12 | 71,767 | 2,397 | 1,678 |
| 13 | 74,164 | 2,477 | 1,734 |
| 14 | 76,641 | 2,560 | 1,792 |
| 15 | 79,201 | 2,645 | 1,852 |
| 16 | 81,846 | 2,734 | 1,914 |
| 17 | 84,580 | 2,825 | 1,977 |
| 18 | 87,404 | 2,919 | 2,044 |
| 19 | 90,324 | 3,017 | 2,112 |
| 20 | 93,341 | 3,118 | 2,182 |
| TOTAL | $46,458 | $32,521 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
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5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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