This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.30% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 150 | 105 |
| 2 | 50,150 | 150 | 105 |
| 3 | 50,299 | 150 | 105 |
| 4 | 50,450 | 151 | 106 |
| 5 | 50,601 | 151 | 106 |
| 6 | 50,752 | 152 | 106 |
| 7 | 50,904 | 152 | 107 |
| 8 | 51,056 | 153 | 107 |
| 9 | 51,209 | 153 | 107 |
| 10 | 51,362 | 154 | 108 |
| 11 | 51,515 | 154 | 108 |
| 12 | 51,669 | 154 | 108 |
| 13 | 51,824 | 155 | 108 |
| 14 | 51,979 | 155 | 109 |
| 15 | 52,134 | 156 | 109 |
| 16 | 52,290 | 156 | 109 |
| 17 | 52,446 | 157 | 110 |
| 18 | 52,603 | 157 | 110 |
| 19 | 52,760 | 158 | 110 |
| 20 | 52,918 | 158 | 111 |
| TOTAL | $3,076 | $2,154 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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