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Comparison of Deposit Account from Peoples Bank with 0.80% - June 2025

Long-Term Analysis of Peoples Bank with 0.80% APY and Bridgewater Bank with 0.75% APY and Peoples Bank with 0.28% APY and PALMETTO CITIZENS with 3.39% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

Peoples Bank

0.80%

$50,000

24 Month

Bank

1.21x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.80%	Annual Interest	Annual Interest (After Tax)
1	50,000	400	280
2	50,400	403	282
3	50,803	406	284
4	51,210	410	287
5	51,619	413	289
6	52,032	416	291
7	52,449	420	294
8	52,868	423	296
9	53,291	426	298
10	53,717	430	301
11	54,147	433	303
12	54,580	437	306
13	55,017	440	308
14	55,457	444	311
15	55,901	447	313
16	56,348	451	316
17	56,799	454	318
18	57,253	458	321
19	57,711	462	323
20	58,173	465	326
	TOTAL	$8,638	$6,047

LOCAL CD

Bridgewater Bank

0.75%

$50,000

24 Month

Bank

1.13x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	375	263
2	50,375	378	264
3	50,753	381	266
4	51,133	384	268
5	51,517	386	270
6	51,903	389	272
7	52,293	392	275
8	52,685	395	277
9	53,080	398	279
10	53,478	401	281
11	53,879	404	283
12	54,283	407	285
13	54,690	410	287
14	55,101	413	289
15	55,514	416	291
16	55,930	419	294
17	56,350	423	296
18	56,772	426	298
19	57,198	429	300
20	57,627	432	303
	TOTAL	$8,059	$5,641

LOCAL CD

Peoples Bank

0.28%

$50,000

36 Month

Bank

0.37x (National Avg. - 0.75%)

$10,000

SCENARIO

Year	Rate 0.28%	Annual Interest	Annual Interest (After Tax)
1	50,000	140	98
2	50,140	140	98
3	50,280	141	99
4	50,421	141	99
5	50,562	142	99
6	50,704	142	99
7	50,846	142	100
8	50,988	143	100
9	51,131	143	100
10	51,274	144	100
11	51,418	144	101
12	51,562	144	101
13	51,706	145	101
14	51,851	145	102
15	51,996	146	102
16	52,142	146	102
17	52,288	146	102
18	52,434	147	103
19	52,581	147	103
20	52,728	148	103
	TOTAL	$2,876	$2,013

LOCAL CD

PALMETTO CITIZENS

3.39%

$50,000

36 Month

Credit Union

4.50x (National Avg. - 0.75%)

$250,000

SCENARIO

Year	Rate 3.39%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,695	1,187
2	51,695	1,752	1,227
3	53,447	1,812	1,268
4	55,259	1,873	1,311
5	57,133	1,937	1,356
6	59,069	2,002	1,402
7	61,072	2,070	1,449
8	63,142	2,141	1,498
9	65,283	2,213	1,549
10	67,496	2,288	1,602
11	69,784	2,366	1,656
12	72,150	2,446	1,712
13	74,595	2,529	1,770
14	77,124	2,615	1,830
15	79,739	2,703	1,892
16	82,442	2,795	1,956
17	85,237	2,890	2,023
18	88,126	2,987	2,091
19	91,114	3,089	2,162
20	94,202	3,193	2,235
	TOTAL	$47,396	$33,177

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from Peoples Bank with 0.80% - June 2025

Long-Term Analysis of Peoples Bank with 0.80% APY and Bridgewater Bank with 0.75% APY and Peoples Bank with 0.28% APY and PALMETTO CITIZENS with 3.39% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Peoples Bank with 0.80% - June 2025