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Comparison of Deposit Account from Peoples State Bank of Hallettsville with 0.90% - November 2025


Long-Term Analysis of Bank of St. Francisville with 0.10% APY and Peoples State Bank of Hallettsville with 0.90% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL MONEY MARKET
    Bank of St. Francisville
    0.10%
    -
    $50,000
    N.A.
    Bank
    N.A.
    $10,000
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,099 50 35
    4 50,149 50 35
    5 50,198 50 35
    6 50,248 50 35
    7 50,298 50 35
    8 50,348 50 35
    9 50,397 50 35
    10 50,447 50 35
    11 50,497 50 35
    12 50,547 50 35
    13 50,597 50 35
    14 50,647 50 35
    15 50,697 50 35
    16 50,748 50 35
    17 50,798 50 35
    18 50,848 50 35
    19 50,899 50 35
    20 50,949 50 35
    TOTAL $999 $700
  • 2
    LOCAL CD
    Peoples State Bank of Hallettsville
    0.90%
    -
    $50,000
    60 Month
    Bank
    0.98x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    0.90%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 450 315
    2 50,450 454 318
    3 50,904 458 321
    4 51,362 462 324
    5 51,824 466 326
    6 52,291 471 329
    7 52,761 475 332
    8 53,236 479 335
    9 53,715 483 338
    10 54,199 488 341
    11 54,687 492 345
    12 55,179 497 348
    13 55,675 501 351
    14 56,177 506 354
    15 56,682 510 357
    16 57,192 515 360
    17 57,707 519 364
    18 58,226 524 367
    19 58,750 529 370
    20 59,279 534 373
    TOTAL $9,813 $6,869

    All calculations are for demonstration purposes only.

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    Last Update on November 1, 2025

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