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Comparison of Deposit Account from Pilot Bank with 0.50% - May 2025


Long-Term Analysis of Community Partners Savings Bank with 0.82% APY and Community Partners Savings Bank with 0.90% APY and Four Corners Community Bank with 1.25% APY and Pilot Bank with 0.50% APY and State Bank with 0.50% APY and TruBank with 0.85% APY and Durand State Bank with 0.55% APY and Durand State Bank with 0.70% APY and State Bank of Herscher with 0.55% APY and Wenona State Bank with 0.55% APY and Wenona State Bank with 0.15% APY and FNB Washington with 0.53% APY and The Plains State Bank with 0.09% APY and Custer Federal State Bank with 0.15% APY and Exchange Bank with 0.80% APY and Alma Bank with 0.75% APY and Alma Bank with 0.60% APY and AVB Bank with 0.75% APY and Traditions First Bank with 0.50% APY and Coastal Community Bank with 0.51% APY and Bristol Morgan Bank with 0.05% APY and State Bank of Medora with 3.98% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Community Partners Savings Bank
    0.82%
    -
    $50,000
    30 Month
    Bank
    N.A.
    $100,000
     
    SCENARIO
    Year Rate
    0.82%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 410 287
    2 50,410 413 289
    3 50,823 417 292
    4 51,240 420 294
    5 51,660 424 297
    6 52,084 427 299
    7 52,511 431 301
    8 52,942 434 304
    9 53,376 438 306
    10 53,813 441 309
    11 54,255 445 311
    12 54,700 449 314
    13 55,148 452 317
    14 55,600 456 319
    15 56,056 460 322
    16 56,516 463 324
    17 56,979 467 327
    18 57,447 471 330
    19 57,918 475 332
    20 58,393 479 335
    TOTAL $8,871 $6,210
  • 2
    LOCAL CD
    Community Partners Savings Bank
    0.90%
    -
    $50,000
    48 Month
    Bank
    1.10x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.90%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 450 315
    2 50,450 454 318
    3 50,904 458 321
    4 51,362 462 324
    5 51,824 466 326
    6 52,291 471 329
    7 52,761 475 332
    8 53,236 479 335
    9 53,715 483 338
    10 54,199 488 341
    11 54,687 492 345
    12 55,179 497 348
    13 55,675 501 351
    14 56,177 506 354
    15 56,682 510 357
    16 57,192 515 360
    17 57,707 519 364
    18 58,226 524 367
    19 58,750 529 370
    20 59,279 534 373
    TOTAL $9,813 $6,869
  • 3
    LOCAL CD
    Four Corners Community Bank
    1.25%
    -
    $50,000
    30 Month
    Bank
    N.A.
    $10,000
     
    SCENARIO
    Year Rate
    1.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 625 438
    2 50,625 633 443
    3 51,258 641 449
    4 51,899 649 454
    5 52,547 657 460
    6 53,204 665 466
    7 53,869 673 471
    8 54,543 682 477
    9 55,224 690 483
    10 55,915 699 489
    11 56,614 708 495
    12 57,321 717 502
    13 58,038 725 508
    14 58,763 735 514
    15 59,498 744 521
    16 60,241 753 527
    17 60,994 762 534
    18 61,757 772 540
    19 62,529 782 547
    20 63,310 791 554
    TOTAL $14,102 $9,871
  • 4
    LOCAL CD
    Pilot Bank
    0.50%
    -
    $50,000
    24 Month
    Bank
    0.76x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 5
    LOCAL CD
    State Bank
    0.50%
    -
    $50,000
    24 Month
    Bank
    0.76x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 6
    LOCAL CD
    TruBank
    0.85%
    -
    $50,000
    60 Month
    Bank
    0.92x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    0.85%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 425 298
    2 50,425 429 300
    3 50,854 432 303
    4 51,286 436 305
    5 51,722 440 308
    6 52,161 443 310
    7 52,605 447 313
    8 53,052 451 316
    9 53,503 455 318
    10 53,958 459 321
    11 54,416 463 324
    12 54,879 466 327
    13 55,345 470 329
    14 55,816 474 332
    15 56,290 478 335
    16 56,769 483 338
    17 57,251 487 341
    18 57,738 491 344
    19 58,229 495 346
    20 58,724 499 349
    TOTAL $9,223 $6,456
  • 7
    LOCAL CD
    Durand State Bank
    0.55%
    -
    $50,000
    30 Month
    Bank
    N.A.
    $100,000
     
    SCENARIO
    Year Rate
    0.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 275 193
    2 50,275 277 194
    3 50,552 278 195
    4 50,830 280 196
    5 51,109 281 197
    6 51,390 283 198
    7 51,673 284 199
    8 51,957 286 200
    9 52,243 287 201
    10 52,530 289 202
    11 52,819 291 203
    12 53,110 292 204
    13 53,402 294 206
    14 53,695 295 207
    15 53,991 297 208
    16 54,288 299 209
    17 54,586 300 210
    18 54,886 302 211
    19 55,188 304 212
    20 55,492 305 214
    TOTAL $5,797 $4,058
  • 8
    LOCAL CD
    Durand State Bank
    0.70%
    -
    $50,000
    36 Month
    Bank
    0.93x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.70%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 350 245
    2 50,350 352 247
    3 50,702 355 248
    4 51,057 357 250
    5 51,415 360 252
    6 51,775 362 254
    7 52,137 365 255
    8 52,502 368 257
    9 52,870 370 259
    10 53,240 373 261
    11 53,612 375 263
    12 53,988 378 265
    13 54,366 381 266
    14 54,746 383 268
    15 55,129 386 270
    16 55,515 389 272
    17 55,904 391 274
    18 56,295 394 276
    19 56,689 397 278
    20 57,086 400 280
    TOTAL $7,486 $5,240
  • 9
    LOCAL CD
    State Bank of Herscher
    0.55%
    -
    $50,000
    36 Month
    Bank
    0.73x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 275 193
    2 50,275 277 194
    3 50,552 278 195
    4 50,830 280 196
    5 51,109 281 197
    6 51,390 283 198
    7 51,673 284 199
    8 51,957 286 200
    9 52,243 287 201
    10 52,530 289 202
    11 52,819 291 203
    12 53,110 292 204
    13 53,402 294 206
    14 53,695 295 207
    15 53,991 297 208
    16 54,288 299 209
    17 54,586 300 210
    18 54,886 302 211
    19 55,188 304 212
    20 55,492 305 214
    TOTAL $5,797 $4,058
  • 10
    LOCAL CD
    Wenona State Bank
    0.55%
    -
    $50,000
    18 Month
    Bank
    0.95x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 275 193
    2 50,275 277 194
    3 50,552 278 195
    4 50,830 280 196
    5 51,109 281 197
    6 51,390 283 198
    7 51,673 284 199
    8 51,957 286 200
    9 52,243 287 201
    10 52,530 289 202
    11 52,819 291 203
    12 53,110 292 204
    13 53,402 294 206
    14 53,695 295 207
    15 53,991 297 208
    16 54,288 299 209
    17 54,586 300 210
    18 54,886 302 211
    19 55,188 304 212
    20 55,492 305 214
    TOTAL $5,797 $4,058
  • 11
    LOCAL MONEY MARKET
    Wenona State Bank
    0.15%
    -
    $50,000
    N.A.
    Bank
    0.26x (National Avg. - 0.58%)
    $2,500
     
    SCENARIO
    Year Rate
    0.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 75 53
    2 50,075 75 53
    3 50,150 75 53
    4 50,225 75 53
    5 50,301 75 53
    6 50,376 76 53
    7 50,452 76 53
    8 50,527 76 53
    9 50,603 76 53
    10 50,679 76 53
    11 50,755 76 53
    12 50,831 76 53
    13 50,907 76 53
    14 50,984 76 54
    15 51,060 77 54
    16 51,137 77 54
    17 51,214 77 54
    18 51,290 77 54
    19 51,367 77 54
    20 51,444 77 54
    TOTAL $1,522 $1,065
  • 12
    LOCAL CD
    FNB Washington
    0.53%
    -
    $50,000
    30 Month
    Bank
    N.A.
    $10,000
     
    SCENARIO
    Year Rate
    0.53%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 265 186
    2 50,265 266 186
    3 50,531 268 187
    4 50,799 269 188
    5 51,068 271 189
    6 51,339 272 190
    7 51,611 274 191
    8 51,885 275 192
    9 52,160 276 194
    10 52,436 278 195
    11 52,714 279 196
    12 52,993 281 197
    13 53,274 282 198
    14 53,557 284 199
    15 53,841 285 200
    16 54,126 287 201
    17 54,413 288 202
    18 54,701 290 203
    19 54,991 291 204
    20 55,283 293 205
    TOTAL $5,576 $3,903
  • 13
    LOCAL MONEY MARKET
    The Plains State Bank
    0.09%
    -
    $50,000
    N.A.
    Bank
    N.A.
    $2,500
     
    SCENARIO
    Year Rate
    0.09%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 45 32
    2 50,045 45 32
    3 50,090 45 32
    4 50,135 45 32
    5 50,180 45 32
    6 50,225 45 32
    7 50,271 45 32
    8 50,316 45 32
    9 50,361 45 32
    10 50,406 45 32
    11 50,452 45 32
    12 50,497 45 32
    13 50,543 45 32
    14 50,588 46 32
    15 50,634 46 32
    16 50,679 46 32
    17 50,725 46 32
    18 50,771 46 32
    19 50,816 46 32
    20 50,862 46 32
    TOTAL $908 $635
  • 14
    LOCAL SAVINGS
    Custer Federal State Bank
    0.15%
    -
    $50,000
    N.A.
    Bank
    0.67x (National Avg. - 0.22%)
    $2,500
     
    SCENARIO
    Year Rate
    0.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 75 53
    2 50,075 75 53
    3 50,150 75 53
    4 50,225 75 53
    5 50,301 75 53
    6 50,376 76 53
    7 50,452 76 53
    8 50,527 76 53
    9 50,603 76 53
    10 50,679 76 53
    11 50,755 76 53
    12 50,831 76 53
    13 50,907 76 53
    14 50,984 76 54
    15 51,060 77 54
    16 51,137 77 54
    17 51,214 77 54
    18 51,290 77 54
    19 51,367 77 54
    20 51,444 77 54
    TOTAL $1,522 $1,065
  • 15
    LOCAL CD
    Exchange Bank
    0.80%
    -
    $50,000
    18 Month
    Bank
    1.38x (National Avg. - 0.58%)
    $100,000
     
    SCENARIO
    Year Rate
    0.80%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 400 280
    2 50,400 403 282
    3 50,803 406 284
    4 51,210 410 287
    5 51,619 413 289
    6 52,032 416 291
    7 52,449 420 294
    8 52,868 423 296
    9 53,291 426 298
    10 53,717 430 301
    11 54,147 433 303
    12 54,580 437 306
    13 55,017 440 308
    14 55,457 444 311
    15 55,901 447 313
    16 56,348 451 316
    17 56,799 454 318
    18 57,253 458 321
    19 57,711 462 323
    20 58,173 465 326
    TOTAL $8,638 $6,047
  • 16
    LOCAL CD
    Alma Bank
    0.75%
    -
    $50,000
    36 Month
    Bank
    1.00x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    0.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641
  • 17
    LOCAL CD
    Alma Bank
    0.60%
    -
    $50,000
    6 Month
    Bank
    1.47x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.60%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 300 210
    2 50,300 302 211
    3 50,602 304 213
    4 50,905 305 214
    5 51,211 307 215
    6 51,518 309 216
    7 51,827 311 218
    8 52,138 313 219
    9 52,451 315 220
    10 52,766 317 222
    11 53,082 318 223
    12 53,401 320 224
    13 53,721 322 226
    14 54,044 324 227
    15 54,368 326 228
    16 54,694 328 230
    17 55,022 330 231
    18 55,352 332 232
    19 55,684 334 234
    20 56,019 336 235
    TOTAL $6,355 $4,448
  • 18
    LOCAL CD
    AVB Bank
    0.75%
    -
    $50,000
    36 Month
    Bank
    1.00x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    0.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641
  • 19
    LOCAL CD
    Traditions First Bank
    0.50%
    -
    $50,000
    60 Month
    Bank
    0.54x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    0.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 20
    LOCAL CD
    Coastal Community Bank
    0.51%
    -
    $50,000
    48 Month
    Bank
    0.63x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    0.51%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 255 179
    2 50,255 256 179
    3 50,511 258 180
    4 50,769 259 181
    5 51,028 260 182
    6 51,288 262 183
    7 51,550 263 184
    8 51,813 264 185
    9 52,077 266 186
    10 52,342 267 187
    11 52,609 268 188
    12 52,878 270 189
    13 53,147 271 190
    14 53,418 272 191
    15 53,691 274 192
    16 53,965 275 193
    17 54,240 277 194
    18 54,516 278 195
    19 54,794 279 196
    20 55,074 281 197
    TOTAL $5,355 $3,748
  • 21
    LOCAL MONEY MARKET
    Bristol Morgan Bank
    0.05%
    -
    $50,000
    N.A.
    Bank
    0.06x (National Avg. - 0.82%)
    $2,500
     
    SCENARIO
    Year Rate
    0.05%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 25 18
    2 50,025 25 18
    3 50,050 25 18
    4 50,075 25 18
    5 50,100 25 18
    6 50,125 25 18
    7 50,150 25 18
    8 50,175 25 18
    9 50,200 25 18
    10 50,225 25 18
    11 50,251 25 18
    12 50,276 25 18
    13 50,301 25 18
    14 50,326 25 18
    15 50,351 25 18
    16 50,376 25 18
    17 50,402 25 18
    18 50,427 25 18
    19 50,452 25 18
    20 50,477 25 18
    TOTAL $502 $352
  • 22
    LOCAL CD
    State Bank of Medora
    3.98%
    -
    $50,000
    11 Month
    Bank
    N.A.
    $500
     
    SCENARIO
    Year Rate
    3.98%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,990 1,393
    2 51,990 2,069 1,448
    3 54,059 2,152 1,506
    4 56,211 2,237 1,566
    5 58,448 2,326 1,628
    6 60,774 2,419 1,693
    7 63,193 2,515 1,761
    8 65,708 2,615 1,831
    9 68,323 2,719 1,903
    10 71,043 2,827 1,979
    11 73,870 2,940 2,058
    12 76,810 3,057 2,140
    13 79,867 3,179 2,225
    14 83,046 3,305 2,314
    15 86,351 3,437 2,406
    16 89,788 3,574 2,501
    17 93,361 3,716 2,601
    18 97,077 3,864 2,705
    19 100,941 4,017 2,812
    20 104,958 4,177 2,924
    TOTAL $59,136 $41,395

    All calculations are for demonstration purposes only.

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