Compare Savings vs. CDs
Comparison of Deposit Account from Pioneer Bank & Trust with 0.48% - May 2024


Long-Term Analysis of Pioneer Bank & Trust with 0.48% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.48%
    -
    $50,000
    12 Month
    Bank
    0.86x (National Avg. - 0.56%)
    $100,000
     
    SCENARIO
    Year Rate
    0.48%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 239 167
    2 50,239 240 168
    3 50,479 241 169
    4 50,720 242 170
    5 50,963 244 171
    6 51,206 245 171
    7 51,451 246 172
    8 51,697 247 173
    9 51,944 248 174
    10 52,193 249 175
    11 52,442 251 175
    12 52,693 252 176
    13 52,945 253 177
    14 53,198 254 178
    15 53,452 256 179
    16 53,707 257 180
    17 53,964 258 181
    18 54,222 259 181
    19 54,481 260 182
    20 54,742 262 183
    TOTAL $5,003 $3,502

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%.

    Last change: ↑0.46% on December 15, 2023.
    3 Month CD.

    Last change: ↑0.60% on April 19.
    Warning: Early Withdrawal Penalty is 12 Months interest.

    Last change: ↑0.20% on September 8, 2023.
    6 Month CD.

    Last change: ↓0.05% on March 15.
    3 Month CD.